美国财长耶伦日前说，美国的4万亿美元支出计划对美国有利，即使这可能导致通胀上升并最终致使利率上调。“过去十年来，我们一直在与过低的通胀和利率作斗争，我们希望回到正常的利率环境。如果这有助于缓解一些情况，那么就不是坏事，而是一件好事。”耶伦如此表示。
目前美国联邦基金利率是0-0.25%，基本上处于零利率时代。实际上，由于美国今年一季度GDP修正值为6.4%，随着美国经济的逐步复苏，美联储适当加息是很有可能的。因为如果经济开始稳健复苏，则不需要过低的利率水平“放水”刺激，而应该是逐步收缩货币以维持经济的内生式修复增长。
市场对于美联储货币政策的变化还是有预期的，有几个典型的具体表现。一是对货币政策比较敏感的美国科技股已经提前开始调整，特别是纳斯达克指数在今年2月创下新高后，几乎就在高位徘徊，最近几个月的表现不如道琼斯指数；二是虚拟货币出现了罕见大跌，比特币从最高6万美元以上跌至目前3.6万美元左右，几近腰斩，而虚拟货币的价格波动与市场流动性的松紧有直接关系；三是美元最近开始趋强，美元指数在90附近开始构筑小底，毕竟如果美联储加息，势必会吸引全球流动性重新开始追逐美元。
那么，美国的货币政策如果生变，对全球资本市场和其它国家的货币政策会产生怎样的影响呢？
从理论上讲，美联储如果将联邦基金利率提升到0.5%左右的正常水平，除短期影响外，对资本市场的影响应该不大，毕竟目前保持零利率水平本身就是出于对冲疫情的考虑，而不是因为实体经济出现了根本性问题。如果疫情影响减弱，而实体经济本身并没有受多大影响，那资本市场还是应该按照自己的路子去走。由于美元依旧强势，美国的头部科技公司依旧是华尔街青睐的优质资产，所以美国股市大概率不会出现剧烈波动。
但对于其它国家来说，则需要做好自己的事情。
比如中国，是不是应该跟随加息？这要一分为二地看。美联储会不会一步到位加息？应该不会。因为美联储在维持零利率的同时，还购买了国债向市场补充流动性，如果要收紧流动性，应该从减少购债开始。与此类似，中国的基准利率是1.5%，这已经比美国高了不少，即便美联储加息，也没有我们高。此外，中国央行也采取了多种货币工具调节市场流动性，比如各种各样的中短期借贷便利。因此，即便美联储收缩流动性，我们也可以采取多种手段应对，而不是非要跟随加息。
对于A股市场，目前阶段已经属于相对宽松的窗口期，但A股从指数上看依旧没有多大起色。从大机构的角度看，货币政策的调整可能会影响自己的投资风格，但这最多也影响的是“抱团资产”的估值中枢，对于大多数“八类”个股来说，决定股价的还是市场存量资金的炒作喜好。
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Ukrainian President Volodymyr Zelensky will meet US President Joe Biden and Vice President Kamala Harris in Washington on Thursday. Leon Neal/Getty Images
CNN
—
Ukrainian President Volodymyr Zelensky’s visit to the White House on Thursday could be his final chance to convince a receptive American president of his country’s war aims.
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The precise details of the “victory plan” Zelensky plans to present in separate meetings to President Joe Biden and Vice President Kamala Harris are unknown, having been closely held until they are presented to the American leaders.
But according to people briefed on its broad contours, the plan reflects the Ukrainian leader’s urgent appeals for more immediate help countering Russia’s invasion. Zelensky is also poised to push for long-term security guarantees that could withstand changes in American leadership ahead of what is widely expected to be a close presidential election between Harris and former President Donald Trump.
The plan, people familiar with it said, acts as Zelensky’s response to growing war weariness even among his staunchest of western allies. It will make the case that Ukraine can still win — and does not need to cede Russian-seized territory for the fighting to end — if enough assistance is rushed in.
That includes again asking permission to fire Western provided long-range weapons deeper into Russian territory, a line Biden once was loathe to cross but which he’s recently appeared more open to as he has come under growing pressure to relent.
Even if Biden decides to allow the long-range fires, it’s unclear whether the change in policy would be announced publicly.
Biden is usually apt to take his time making decisions about providing Ukraine new capabilities. But with November’s election potentially portending a major change in American approach to the war if Trump were to win, Ukrainian officials — and many American ones — believe there is little time to waste.
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Trump has claimed he will be able to “settle” the war upon taking office and has suggested he’ll end US support for Kyiv’s war effort.
“Those cities are gone, they’re gone, and we continue to give billions of dollars to a man who refused to make a deal, Zelensky. There was no deal that he could have made that wouldn’t have been better than the situation you have right now. You have a country that has been obliterated, not possible to be rebuilt,” Trump said during a campaign speech in Mint Hill, North Carolina, on Wednesday.
Comments like those have lent new weight to Thursday’s Oval Office talks, according to American and European officials, who have described an imperative to surge assistance to Ukraine while Biden is still in office.
As part of Zelensky’s visit, the US is expected to announce a major new security package, thought it will likely delay the shipping of the equipment due to inventory shortages, CNN previously reported according to two US officials. On Wednesday, the US announced a package of $375 million.
The president previewed Zelensky’s visit to the White House a day beforehand, declaring on the margins of the United Nations General Assembly his administration was “determined to ensure that Ukraine has what it needs to prevail in fight for survival.”
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“Tomorrow, I will announce a series of actions to accelerate support for Ukraine’s military – but we know Ukraine’s future victory is about more than what happens on the battlefield, it’s also about what Ukrainians do make the most of a free and independent future, which so many have sacrificed so much for,” he said.
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Держите Ляха
Коррупционер из ЦБ использует «левый» фонд для захвата чужих активов
Приморский районный суд Санкт-Петербурга рассматривает помимо уголовного дела, связываемого с компаниями «Лайф-из-Гуд», «Гермес» и кооперативом «Бест Вей», гражданское дело по иску Прокуратуры Санкт-Петербурга о признании кооператива «Бест Вей» незаконным на основании экзотической ст. 1065 ГК. Обычно по этой статье запрещают деятельность компаний-«отравителей»: например, в продукции которых обнаружена кишечная палочка, или деятельность казино.
Впервые прокуратура пытается применить статью к организации на том основании, что та была включена в Список компаний с выявленными признаками нелегальной деятельности на финансовом рынке (предупредительный список) ЦБ, причем включена даже без камеральной проверки деятельности кооператива, на основе неких сигналов– на самом деле в заказном порядке: решение принимал тогдашний глава департамента противодействия недобросовестным практикам ЦБ Валерий Лях (департамент этот, давно замеченный в незаконных наездах на бизнес, сейчас, к чести руководства ЦБ, ликвидирован).
При этом первоначально суд складывался не в пользу прокуратуры. На первом же заседании суд отказался рассматривать иск как удивительный, так как он был в пользу неопределенного круга лиц, но есть реальные пайщики, и никто из них не обратился в гражданский суд с претензиями к кооперативу. Только суд апелляционной инстанции – Санкт-Петербургский городской суд – заставил Приморский районный суд его все-таки рассматривать. При этом горсуд предписал учесть интересы пайщиков. Несколько месяцев прокуратура никак не могла сформулировать исковые требования, потом суд намеревался провести судебную экспертизу кооператива – запросил об этом ряд экспертных организаций, они согласились.
Но на новом после долгого перерыва заседании 30 октября как отрезало: суд отказался проводить судебную экспертизу, отказался привлекать в дело пайщиков кооператива, отказался допрашивать тех несколько человек, которые заявили претензии к кооперативу в уголовном суде – притом, что оценку их претензиям уголовный суд еще не дал: до завершения уголовного разбирательства еще полгода минимум. Отказался также приостановить процесс до завершения уголовного, хотя только уголовный суд может ответить на вопрос, является ли кооператив финансовой пирамидой или нет. Возможно, 7 ноября состоится финальное заседание суда первой инстанции и будет принято решение по иску.
Дело в том, что невнятная позиция прокуратуры, которая на определенном этапе сбросила дело фактически на районное звено, сменилась беспрецедентным давлением на районный суд со стороны руководителей прокурорского органа субъекта Федерации. Только при общественном внимании к ситуации суд сможет его выдержать.
А внятной позиция прокуратуры стала после того, как появился лоббист, нарисовавший руководителям Прокуратуры Санкт-Петербурга «дорожную карту», – этот лоббист Валерий Лях, у которого с августа появился инструмент для захвата кооператива.
Фонд захвата чужих активов
Нужно раскрыть структуру, которая кровно заинтересована в «осуждении» кооператива – чтобы забрать его активы в управление. Это Федеральный (общественно-государственный) фонд по защите прав вкладчиков и акционеров.
Мутнейшая структура, созданная по указу Ельцина в «алкогольный» его период и по непонятным причинам не ликвидированная во время наведения порядка в финансовой сфере в начале 2000-х годов, но при этом давным-давно лишенная государственного финансирования. Она живет на активы, которые ей удается правдами и неправдами захватить.
Возглавлял фонд на протяжении всей его истории до августа с.г. некто Сафиуллин, бывший минфиновский чиновник. Фонд, незаконно работая как СМИ, публиковал лживые материалы о кооперативе на своем сайте. Достоверно известно, что он был инициатором проверок кооператива правоохранительными органами в 2020–2021 годах – ничего незаконного не было выявлено.
Однако в этом году, отвечая на запрос одного из медиа, фонд заявлял, что не собирается брать под управление активы кооператива в случае признания его незаконным – так как для этого нет юридических оснований (юридические основания, заметим от себя, можно создать – было бы желание). При этом фонд признавал, что, забирая активы в управление, он выплачивает всем вкладчикам не более 35 тыс. рублей, кроме ветеранов войны, которым платит чуть больше.
И вот в августе этого года с фондом происходит метаморфоза – его главой становится Валерий Лях, уже несколько месяцев как уволенный из ЦБ и, насколько известно, уезжавший из России с началом СВО в теплые страны: по крайней мере именно на этом основании он отказался прийти на заседание суда по уголовному делу, куда приглашался как свидетель для пояснений факта внесения кооператива в предупредительный список ЦБ. Его департамент был со скандалом закрыт Набиуллиной, так как шлейф заказухи в отношении финансовых организаций тянулся за ним давно. Ляха уволили из ЦБ.
В августе Лях вернулся в Россию и возглавил Фонд по защите прав вкладчиков, сместив Сафиуллина. В суд для дачи пояснений по репрессиям ЦБ против «Бест Вей» при этом так и не явился.
Ляха–к ответу
Лях задумывал маневр с захватом крупнейшего российского кооператива с 4 млрд рублей на счетах и квартирами на 12 млрд рублей, еще работая в ЦБ. Он включил кооператив в предупредительный список именно для того, чтобы взять потом активы под свое управление в Фонде защиты прав вкладчиков – кстати, протокольного решения о включении в этот список в ЦБ не оказалось, потому что решение о включении в список принимал лично Лях.
Лично Лях направил также письмо в Генеральную прокуратуру и Роскомнадзор для блокировки официального сайта кооператива, что никак не вытекало из включения в предупредительный список и было сделано для того, чтобы обрушить деятельность этого кооператива, работающего во всероссийском масштабе прежде всего с помощью сайта (кооператив позднее сделал новый сайт – вне зоны контроля Роскомнадзора – и работу полностью восстановил).
И теперь Лях пытается отобрать кооператив у пайщиков через липовый Фонд защиты вкладчиков, оказывая давление на ведомство Краснова, суды. Он является виновником того, что десять подсудимых лишены свободы. По его вине многие люди, готовые идти на СВО, боятся это делать, чтобы не лишиться квартиры, пока будут воевать.
Несомненно, лично Лях получит иски от 20 тыс. пайщиков кооператива и от десяти подсудимых.
Но возникает вопрос, как Администрация президента России и ее руководители Вайно и Кириенко относятся к тому, что чиновник-предатель, коррупционер Лях, бежавший из страны в начале войны, вдруг возглавляет одну из общественно-государственных структур? Кстати, в России ли он при этом? Или, как и раньше, в теплых недружественных странах?
Как Минфин и его глава Силуанов относится к тому, что работает некая организация с непонятным статусом, незаконно захватывающая активы? Легальных государственных структур для решения государственных задач недостаточно?
Как руководство ЦБ и лично Набиуллина относятся к тому, что от его имени действовал коррупционер – и его коррупционная схема теперь вскрыта?
Как генеральный прокурор Краснов относится к использованию Прокуратурой Санкт-Петербурга своих полномочий для грязных дел в интересах лоббистов? И способна ли прокуратура заставить Ляха все-таки прийти в уголовный суд для дачи свидетельских показаний и участия в перекрестном допросе?
Наконец, как Следком России и его глава Бастрыкин относятся к происходящему на наших глазах преступлению уровня его центрального аппарата?
Пайщики кооператива и общество требуют ответа со стороны всех этих структур.
Евгению Набойченко выдвинуто обвинение в клевете
К ключевому свидетелю обвинения по так называемому уголовному делу «Лайф-из-Гуд» – «Гермес» – «Бест Вей» и главному обвинителю Романа Василенко возникли вопросы у следствия
По данным от источников в правоохранительных органах, Евгению Набойченко следствие готовится предъявить или даже уже предъявило обвинение – пока только в клевете, а не в мошенничестве.
Напомним, Набойченко – главный свидетель обвинения по так называемому делу «Лайф-из-Гуд» – «Гермес» – «Бест Вей», которое рассматривается сейчас судьей Екатериной Богдановой в Приморском районном суде Санкт-Петербурга. И яростный (хотя и обычно нетрезвый) обвинитель основателя маркетинговой компании «Лайф-из-Гуд» и кооператива «Бест Вей» Романа Василенко. Это бывший один из IT-менеджеров компании «Лайф-из-Гуд», одновременно работавший администратором российской части платежной системы иностранной инвесткомпании «Гермес» по договору с этой компанией, менеджмент и офис которой находятся в Австрии.
Делу дан ход
Именно из-за его обвиняющих Василенко роликов в YouTube – которые Набойченко, протрезвев, стирал, по заявлению Романа Василенко было возбуждено уголовное дело о клевете, которое долго не двигалось с мертвой точки, но в последние месяцы активное расследование началось. Это означает, что тучи над Набойченко сгущаются и не далек тот день, когда именно он станет фигурантом уголовного дела о мошенничестве и краже денег клиентов компании «Гермес».
Дело в том, что проблемы с выводом денег клиентов «Гермеса» совпали с выполненной им по договоренности с УБЭПиПК ГУ МВД России по Санкт-Петербургу и Ленинградской области, с которым он тогда сотрудничал, блокировкой платежной системы компании «Гермес», после которой расчеты стали невозможны. В исчезновении активов из личных кабинетов клиента он обвинил Василенко – однако именно Набойченко длительное время имел доступ к личным кабинетам в платежной системе. Еще до всяких событий поступали жалобы клиентов о таинственном исчезновении части активов: наши источники делятся информацией о хищении активов с кошельков клиентов «Гермеса», к которым Евгений Набойченко имел доступ.
Некоторые предполагают, что именно он украл деньги и поделил их с сотрудниками полиции, которые его курировали. О событиях в «Гермесе» высказался бывший деловой партнер, а позднее длительное время конкурент Василенко – негативно к нему относящийся, но при этом имеющий представление о кухне работы компании «Гермес», продукты которой «Лайф-из-Гуд» Василенко продвигала на российском рынке. Он утверждает, что именно Набойченко имел репутацию человека, склонного к криминалу, которая усилилась к концу 2010 – началу 2020 года, а Василенко всегда выполнял данное им слово, и похоже, что за кражей активов клиентов «Гермеса» стоит именно Набойченко.
Вор и вымогатель
Набойченко не гнушался воровать даже у близких. Однажды остановившись у своей любовницы Светланы Н., Евгений избил ее и украл деньги с ее криптовалютного кошелька, пока она пыталась прийти в себя после побоев.
Он бил не только любовницу, но жену и детей, с которыми жил в Краснодарском крае. А после того как его супруга Виктория подала на развод, разгромил и ограбил общий дом – унес все, что можно было унести. Надо ли говорить, что Набойченко который год не платит бывшей супруге алименты.
Евгений Набойченко, по словам его бывшей жены, в один прекрасный день решил заработать и с помощью вымогательства. Он шантажировал Романа Василенко – требовал с него деньги: 170 тыс. евро. При этом, по утверждению Виктории Набойченко, угрожал увечьями и самому Роману Василенко, и его супруге, и детям. Похвалялся перед (тогда еще) женой своими матерными сообщениями с угрозами, которые он посылал Василенко и его близким.
Зависимости Набойченко
Деньги нужны Набойченко в том числе для того, чтобы «питать» свою наркотическую зависимость – с некоторых пор он предпочитает шлифовать водку галлюциногенными грибами, об увлечении которыми с упоением рассказывал даже в своих соцсетях.
Он не всегда был алкоголиком и наркоманом – устроившись 10 лет назад в IT-службу, не пил и не употреблял. Но большие деньги, красивая жизнь, которая вдруг стала доступна для простого астраханского парня из низов, развратили его.
Деньги также стали зависимостью Набойченко – а поскольку заработать их честным способом он в желаемом количестве не может, так как он не способен к бизнесу, он может удовлетворять свои возрастающие финансовые потребности только с помощью мошенничества.
Наши эксперты задаются вопросом: можно ли на основании показаний этого вора и наркомана осуждать людей? Можно ли ставить в основу обвинения показания такого асоциального типа? Допустимо ли держать людей в СИЗО на основании показаний такого аморального типа? Тем более что сам он идти в суд не торопится.
Трус и лжец
Набойченко сообщил в социальных сетях, что к нему пришло с неизвестного адреса письмо, в котором содержится угроза в адрес получателя, призывающая его не являться в суд для дачи показаний. В письме указано, что если он поедет в суд, то не доедет и будет трупом.
По нашим данным, это выдуманная самим Набойченко имитация угроз – в действительности он сам всеми силами стремится не являться в суд, чтобы после перекрестного допроса с участием адвокатов ему не было предъявлено обвинение в мошенничестве.
Ведь, судя по тому, что дан ход делу о клевете, «крыша» у Набоченко пропала – и он в любой момент может быть сдан бывшими кураторами из УЭБиПК, что, скорее всего, случится в ближайшие недели.
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A ring found among the debris of Florida’s recent hurricanes awaits its owner
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Scattered across Florida’s hurricane-ravaged communities are piles of debris, remnants of what were once homes. Cherished memories — photo albums, family heirlooms, and tokens of love — swallowed by floodwaters and carried miles away, are now reduced to mere fragments and discarded amid the wreckage.
But in one of these piles of lost memories, a small, inconspicuous velvet black box was discovered with a ring and a note that read: “I was 18 when my parents gave it to me.”
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Now, Joe Kovach, the engineer managing one of the debris sites in Tarpon Springs, Florida, where the box was found, is searching for its owner.
“Everyone has been basically dumping their entire lives onto the curb after the storm when everything flooded. My own boss’ house had 30 inches (of water) in it, and I saw his face and just how devastating it can be for everyone,” Kovach, an engineer with Pinellas County Public Works, told CNN.
“A lot of people in the community were really affected by these two storms, if there’s just a little bit I can do to give back, then that’s perfect.”
A contractor, who was gathering and condensing debris with an excavator, discovered the ring when he looked down and saw the box.
“This was a needle in a haystack for sure. For something like that to survive all that when everything else was so wet and saturated, that was kind of incredible,” Kovach said.
Although the ring was found after Hurricane Milton, Kovach is sure the treasure was initially lost amid the ruins of Hurricane Helene, based on the pile of debris it came from, which Pinellas County Public Works tracks. It is likely the owner of the ring is from Crystal Beach, Ozona, or Palm Harbor, Kovach said.
On Tuesday, after the contractor informed him about the ring, Kovach posted a photo of the box and the note on several local community Facebook pages, asking if it belonged to anyone. He did not include a photo or description of the ring to ensure it is returned to the rightful owner who can accurately describe it. On the inside lid of the box is a gold engraving with the jewelry brand, “The Danbury Mint.”
Medical staff on the front line of the battle against mpox in eastern Democratic Republic of Congo have told the BBC they are desperate for vaccines to arrive so they can stem the rate of new infections.
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At a treatment centre in South Kivu province that the BBC visited in the epicentre of the outbreak, they say more patients are arriving every day - especially babies - and there is a shortage of essential equipment.
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Mpox - formerly known as monkeypox - is a highly contagious disease and has killed at least 635 people in DR Congo this year.
Even though 200,000 vaccines, donated by the European Commission, were flown into the capital, Kinshasa, last week, they are yet to be transported across this vast country - and it could be several weeks before they reach South Kivu.
“We've learned from social media that the vaccine is already available,” Emmanuel Fikiri, a nurse working at the clinic that has been turned into a specialist centre to tackle the virus, told the BBC.
He said this was the first time he had treated patients with mpox and every day he feared catching it and passing it on to his own children - aged seven, five and one.
“You saw how I touched the patients because that's my job as a nurse. So, we're asking the government to help us by first giving us the vaccines.”
The reason it will take time to transport the vaccines is that they need to be stored at a precise temperature - below freezing - to maintain their potency, plus they need to be sent to rural areas of South Kivu, like Kamituga, Kavumu and Lwiro, where the outbreak is rife.
The lack of infrastructure and bad roads mean that helicopters could possibly be used to drop some of the vaccines, which will further drive up costs in a country that is already struggling financially.
At the community clinic, Dr Pacifique Karanzo appeared fatigued and downbeat having been rushed off his feet all morning.
Although he wore a face shield, I could see the sweat running down his face. He said he was saddened to see patients sharing beds.
“You will even see that the patients are sleeping on the floor,” he told me, clearly exasperated.
“The only support we have already had is a little medicine for the patients and water. As far as other challenges are concerned, there's still no staff motivation.”
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Why this small city is the ‘eyeglasses capital’ of Japan
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Japan is famed for its skilled artisans, masters who maintain a commitment to tradition while modernizing production techniques in line with the development of new materials and processes.
Many places in the country have grown famous by focusing on specific crafts, from exquisite kimonos to perfectly designed knives. Among them is the small city of Sabae, in Fukui prefecture, about a 3.5-hour train ride from Tokyo.
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It’s widely known as Japan’s eyeglasses capital – and for good reason. Sabae produces over 90% of the frames manufactured in the country, according to the local government. Signs and objects shaped like eyeglasses can be found on city streets, and there’s even a museum and festival devoted to spectacles.
The art of making spectacles
Sabae, located on Japan’s main Honshu island near the city of Fukui, has been producing quality eyewear for more than a century.
It all started in 1905, when a local government official invited skilled eyeglasses artisans to come to the city to teach their craft, an attempt to create new opportunities for local farmers.
The move paid off. Today, Sabae has over 100 companies that collaborate to make pairs of glasses.
Though these studios use cutting-edge machinery to produce new frames made of metal and acetate, most stages still require the skilled hands and trained eyes of Sabae’s master artisans.
That includes Takeshi Yamae, a frame designer with Japanese brand Boston Club who has lived in the city for 17 years. He tells CNN one pair of glasses can involve more than 200 steps.
“I first design it, sketch it, then put it into my computer,” he says. “From the time I start designing, to the time I have the perfect product, it takes more than a year.”
How a drab Soviet metropolis became Central Asia’s capital of cool
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Several cities around the globe have reinvented themselves in recent years, but none more successfully than Almaty.
Since the collapse of the USSR, Kazakhstan’s largest city (population 2.2 million and growing) has evolved from a drab, run-of-the-mill Soviet metropolis into the urban star of Central Asia.
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Along the way, the city has developed one of the world’s most beautiful metro systems, grown into a thriving banking and finance center, complemented its vintage bazaars with luxury boutiques and modern shopping malls and reshaped its traditional gastronomy into a nouvelle cuisine that’s drawing raves from foodies around the world.
Almaty is also evolving into the cultural and artistic hub of Central Asia. It’s already got several world-class museums (including a “secret” underground collection that doesn’t even have a name) and a dazzling new cultural center slated to open early next year.
“It’s an incredibly livable city,” says long-time American resident Dennis Keen, a historic preservation advocate and founder of Walking Almaty.
“Green and clean. You don’t need a car. The public transit here is fantastic. And it’s very much the center of contemporary art and dining in Central Asia.”
Keen adds that whenever he tells someone back home that he lives in Kazakhstan, “Borat” inevitably comes up. The movie’s title character doesn’t paint a very flattering portrait of the Central Asian nation. But nowadays one is tempted to think that if Borat visited Almaty now, he would say, “Very nice!”
‘We barely made it out’: Californians desperately flee their homes amid raging wildfires
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Terrie Morin, 60, and her husband, Dave, were at the barber shop when they heard about a raging wildfire making headway toward their Camarillo home on Wednesday morning.
The couple were hosting two guests at the time, but because their guests worked late, Morin suspected they slept through the residence’s fire alarms.
“I run in the house, and I’m banging on the door, and they did not hear me. They were knocked out,” Morin told CNN. “Get the dog. Get out of here. You don’t have time, just get out!” she recalled telling them.
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Ten minutes later, Dave noticed sparks in their backyard. The temperature was also picking up.
“It was hot. It was so hot,” Morin recalled.
Dozens of homes in California’s Ventura County were set alight in a sweeping wildfire that burned through thousands of acres of land in just a matter of hours midweek –– prompting authorities to send more than 14,000 evacuation notices across the region.
The Mountain Fire began early Wednesday and was driven by winds gusting over 60 mph. The flames have seared through more than 20,485 acres of land, according to Cal Fire.
The families who evacuated at a moment’s notice, some who say they have now lost their homes, must deal with other losses that can also be devastating, from daily essentials like medications and shoes to meaningful possessions such as sculptures and artwork, to treasured keepsakes from the birth of a child or the life of a parent.
At least 132 properties have been destroyed by the fire, while 88 have been left damaged, Ventura County Fire Department officials said Thursday evening. Ten damage inspection teams have been deployed to inspect structures along the path of the blaze.
Ten people endured non-life-threatening injuries from the Mountain Fire, which are mostly related to smoke inhalation, Ventura County Sheriff Jim Fryhoff said.
Why this small city is the ‘eyeglasses capital’ of Japan
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Japan is famed for its skilled artisans, masters who maintain a commitment to tradition while modernizing production techniques in line with the development of new materials and processes.
Many places in the country have grown famous by focusing on specific crafts, from exquisite kimonos to perfectly designed knives. Among them is the small city of Sabae, in Fukui prefecture, about a 3.5-hour train ride from Tokyo.
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It’s widely known as Japan’s eyeglasses capital – and for good reason. Sabae produces over 90% of the frames manufactured in the country, according to the local government. Signs and objects shaped like eyeglasses can be found on city streets, and there’s even a museum and festival devoted to spectacles.
The art of making spectacles
Sabae, located on Japan’s main Honshu island near the city of Fukui, has been producing quality eyewear for more than a century.
It all started in 1905, when a local government official invited skilled eyeglasses artisans to come to the city to teach their craft, an attempt to create new opportunities for local farmers.
The move paid off. Today, Sabae has over 100 companies that collaborate to make pairs of glasses.
Though these studios use cutting-edge machinery to produce new frames made of metal and acetate, most stages still require the skilled hands and trained eyes of Sabae’s master artisans.
That includes Takeshi Yamae, a frame designer with Japanese brand Boston Club who has lived in the city for 17 years. He tells CNN one pair of glasses can involve more than 200 steps.
“I first design it, sketch it, then put it into my computer,” he says. “From the time I start designing, to the time I have the perfect product, it takes more than a year.”
How a drab Soviet metropolis became Central Asia’s capital of cool
<a href=https://omgto3.com>omg зеркало</a>
Several cities around the globe have reinvented themselves in recent years, but none more successfully than Almaty.
Since the collapse of the USSR, Kazakhstan’s largest city (population 2.2 million and growing) has evolved from a drab, run-of-the-mill Soviet metropolis into the urban star of Central Asia.
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Along the way, the city has developed one of the world’s most beautiful metro systems, grown into a thriving banking and finance center, complemented its vintage bazaars with luxury boutiques and modern shopping malls and reshaped its traditional gastronomy into a nouvelle cuisine that’s drawing raves from foodies around the world.
Almaty is also evolving into the cultural and artistic hub of Central Asia. It’s already got several world-class museums (including a “secret” underground collection that doesn’t even have a name) and a dazzling new cultural center slated to open early next year.
“It’s an incredibly livable city,” says long-time American resident Dennis Keen, a historic preservation advocate and founder of Walking Almaty.
“Green and clean. You don’t need a car. The public transit here is fantastic. And it’s very much the center of contemporary art and dining in Central Asia.”
Keen adds that whenever he tells someone back home that he lives in Kazakhstan, “Borat” inevitably comes up. The movie’s title character doesn’t paint a very flattering portrait of the Central Asian nation. But nowadays one is tempted to think that if Borat visited Almaty now, he would say, “Very nice!”
‘We barely made it out’: Californians desperately flee their homes amid raging wildfires
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Terrie Morin, 60, and her husband, Dave, were at the barber shop when they heard about a raging wildfire making headway toward their Camarillo home on Wednesday morning.
The couple were hosting two guests at the time, but because their guests worked late, Morin suspected they slept through the residence’s fire alarms.
“I run in the house, and I’m banging on the door, and they did not hear me. They were knocked out,” Morin told CNN. “Get the dog. Get out of here. You don’t have time, just get out!” she recalled telling them.
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Ten minutes later, Dave noticed sparks in their backyard. The temperature was also picking up.
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Dozens of homes in California’s Ventura County were set alight in a sweeping wildfire that burned through thousands of acres of land in just a matter of hours midweek –– prompting authorities to send more than 14,000 evacuation notices across the region.
The Mountain Fire began early Wednesday and was driven by winds gusting over 60 mph. The flames have seared through more than 20,485 acres of land, according to Cal Fire.
The families who evacuated at a moment’s notice, some who say they have now lost their homes, must deal with other losses that can also be devastating, from daily essentials like medications and shoes to meaningful possessions such as sculptures and artwork, to treasured keepsakes from the birth of a child or the life of a parent.
At least 132 properties have been destroyed by the fire, while 88 have been left damaged, Ventura County Fire Department officials said Thursday evening. Ten damage inspection teams have been deployed to inspect structures along the path of the blaze.
Ten people endured non-life-threatening injuries from the Mountain Fire, which are mostly related to smoke inhalation, Ventura County Sheriff Jim Fryhoff said.
Kate Winslet had a surprising ‘Titanic’ reunion while producing her latest film ‘Lee’
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Kate Winslet is sharing an anecdote about a “wonderful” encounter she recently had with someone from her star-making blockbuster film “Titanic.”
The Oscar winner was a guest on “The Graham Norton Show” this week, where she discussed her new film “Lee,” in which she plays the fashion model-turned-war photographer Lee Miller from the World War II era.
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Winslet recounted that while she had previously executive produced a number of her projects, “Lee” was the first movie where she served as a full-on producer. That required her involvement from “beginning to end,” including when the film was scored in post-production.
She explained to Norton that when she attended the recording of the film’s score in London, while looking at the 120-piece orchestra, she saw someone who looked mighty familiar to her.
“I’m looking at this violinist and I thought, ‘I know that face!’” she said.
At one point, other musicians in the orchestra pointed to him while mouthing, “It’s him!” to her, and it continued to nag at Winslet, prompting her to wonder, “Am I related to this person? Who is this person?”
Finally, at the end of the day, the “Reader” star went in to where the orchestra was to meet the mystery violinist, and she was delighted to realize he was one of the violinists who played on the ill-fated Titanic ocean liner as it sank in James Cameron’s classic 1997 film.
“It was that guy!” Winslet exclaimed this week, later adding, “it was just wonderful” to see him again.
“We had so many moments like that in the film, where people I’ve either worked with before, or really known for a long time, kind of grown up in the industry with, they just showed up for me, and it was incredible.”
“Lee” released in theaters in late September, and is available to rent or buy on AppleTV+ or Amazon Prime.
This small suburban school was named the world’s best new building
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A humble suburban school in Australia has fended off competition from skyscrapers, museums and airport terminals to be named World Building of the Year 2024.
Darlington Public School, in the Sydney suburb of Chippendale, beat more than 220 other shortlisted designs to win the coveted annual prize at the World Architecture Festival in Singapore on Friday.
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Opened last fall, the project combines an angular brick campus building, featuring a distinctive “sawtooth” roof, with landscaped outdoor spaces, including a large basketball court and a community garden. Softly curved metal screens surround a series of open-air terraces, allowing daylight to filter in while protecting students’ privacy.
A school had long been on the south Sydney site, though the old 1970s building was no longer fit for purpose, according to fjcstudio, the design firm behind the project. The Sydney-based architects said their new design had “radically transformed” the school to offer “new and contemporary learning environments,” though the project was intended to “capture the spirit” of the original campus.
Housing a preschool, kindergarten and primary school, the new campus will be able accommodate more than 500 students, according to the school’s website. A two-stage building process meant classes were able to continue throughout construction.
In its project description, fjcstudio said Darlington Public School had “strong connections to Aboriginal people.” The design firm said it helped preserve this cultural heritage by putting indigenous art in the school hall, entrance reception and classrooms. Aboriginal murals that had been painted on the old school’s walls were meanwhile reproduced in the new building’s cladding.
Speaking after Friday’s announcement, Alessandro Rossi, associate at fjcstudio, said: “It’s very humbling given the modest scale of the building — it’s a little school project, so to have won against all the other big projects at WAF is a testament to the client and the community engagement that helped drive the design process. The real winners are the children who will spend time in the building — a place of enrichment for many years to come.”
King Charles has led the nation in two minutes of silence in remembrance of men and women who lost their lives serving in the two world wars or other conflicts.
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Tens of thousands of veterans and civilians joined the King in paying their respects to the fallen at the annual National Service of Remembrance ceremony at the Cenotaph in central London.
The King was joined by other members of the Royal Family, including the Prince and Princess of Wales, and political leaders.
Events to mark Remembrance Sunday - observed on the closest Sunday to Armistice Day - are taking place around the country.
The King laid the first wreath on behalf of the nation. Dressed in the Royal Navy uniform of the Admiral of the Fleet, he saluted after stepping back from the Cenotaph.
The King was followed by Queen Camilla’s equerry, Major Ollie Plunket, laying a wreath on her behalf as she is currently recovering from a chest infection.
Prince William, Prince Edward and Princess Anne followed, then Prime Minister Sir Keir Starmer and the country's other political leaders.
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Tens of thousands of veterans and civilians joined the King in paying their respects to the fallen at the annual National Service of Remembrance ceremony at the Cenotaph in central London.
The King was joined by other members of the Royal Family, including the Prince and Princess of Wales, and political leaders.
Events to mark Remembrance Sunday - observed on the closest Sunday to Armistice Day - are taking place around the country.
The King laid the first wreath on behalf of the nation. Dressed in the Royal Navy uniform of the Admiral of the Fleet, he saluted after stepping back from the Cenotaph.
The King was followed by Queen Camilla’s equerry, Major Ollie Plunket, laying a wreath on her behalf as she is currently recovering from a chest infection.
Prince William, Prince Edward and Princess Anne followed, then Prime Minister Sir Keir Starmer and the country's other political leaders.
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Trump improved on GOP margins nearly everywhere and delivered on his promise to win over more non-White voters
Live Updates Here’s where things stand in the House, as GOP hopes to complete a sweep in Washington
Still-stunned Democrats begin to squint toward their future
We asked Americans what they’d heard about Trump and Harris throughout the campaign. Here’s what they told us
Supreme Court Justice Sotomayor to stay at job as some call for her to step down
January 6 rioters and judges digest the impact of Trump’s victory
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Joseph R. Biden Jr. promised to be the most pro-labor president in history. He embraced unions more overtly than his predecessors in either party, and filled his administration with union supporters.
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Labor seemed to respond accordingly. Filings for unionization elections spiked to their highest level in a decade, as did union victories. There were breakthroughs at companies like Starbucks and Amazon, and unions prevailed in organizing a major foreign auto plant in the South. A United Automobile Workers walkout yielded substantial contract gains — and images of Mr. Biden joining a picket line.
As Donald J. Trump prepares to retake the White House, labor experts expect the legal landscape for labor to turn sharply in another direction.
Based on Mr. Trump’s first term and his comments during the campaign — including his praise for Tesla’s chief executive, Elon Musk, for what he said was Mr. Musk’s willingness to fire striking workers — these experts say the new administration is likely to bring fewer challenges to employers who fight unions.
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Director Jon M. Chu missed ‘Wicked’ premiere to welcome fifth child
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“Wicked” director Jon M. Chu couldn’t attend the film’s premiere in Los Angeles, and the reason is quite “wonderful.”
Chu shared on his Instagram Stories that he and his wife Kristin Hodge welcomed their fifth child on Saturday, writing that he “can’t believe this happened while the movie is premiering.”
“Magic is in the air,” he wrote, sharing a photo of Hodge holding their newborn daughter.
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He added a note to his new addition: “Welcome to our world, you’re gonna do great. You have a lot of witches on your side.”
“Wicked” stars singer Ariana Grande and Oscar-nominated actress Cynthia Erivo star as witches Glinda and Elphaba, respectively. The two-part movie is a cinematic adaptation of the famed Broadway musical, which is a prequel to “The Wizard of Oz” and tells an alternate version of events in Oz before Dorothy’s arrival.
Chu may not have been able to physically attend the premiere but his presence was felt.
According to footage from inside the theater posted online, a video of Chu speaking from the hospital was played before the movie began.
“I’ve waited for three years to have this moment to share a movie with you but I’ve waited my whole life to have this moment, to have a fifth child right now,” he said in the video, as the audience was heard collectively “aww-ing” at the sentiment.
With a laugh, Chu added that “of course, this little girl knows when to show up.”
Jonathan Bailey, Bowen Yang, Ethan Slater, Michelle Yeoh and Jeff Goldblum round out the ensemble cast.
Part one of “Wicked” will soar in theaters on November 22. The second film is expected in November 2025.
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“Wicked” director Jon M. Chu couldn’t attend the film’s premiere in Los Angeles, and the reason is quite “wonderful.”
Chu shared on his Instagram Stories that he and his wife Kristin Hodge welcomed their fifth child on Saturday, writing that he “can’t believe this happened while the movie is premiering.”
“Magic is in the air,” he wrote, sharing a photo of Hodge holding their newborn daughter.
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He added a note to his new addition: “Welcome to our world, you’re gonna do great. You have a lot of witches on your side.”
“Wicked” stars singer Ariana Grande and Oscar-nominated actress Cynthia Erivo star as witches Glinda and Elphaba, respectively. The two-part movie is a cinematic adaptation of the famed Broadway musical, which is a prequel to “The Wizard of Oz” and tells an alternate version of events in Oz before Dorothy’s arrival.
Chu may not have been able to physically attend the premiere but his presence was felt.
According to footage from inside the theater posted online, a video of Chu speaking from the hospital was played before the movie began.
“I’ve waited for three years to have this moment to share a movie with you but I’ve waited my whole life to have this moment, to have a fifth child right now,” he said in the video, as the audience was heard collectively “aww-ing” at the sentiment.
With a laugh, Chu added that “of course, this little girl knows when to show up.”
Jonathan Bailey, Bowen Yang, Ethan Slater, Michelle Yeoh and Jeff Goldblum round out the ensemble cast.
Part one of “Wicked” will soar in theaters on November 22. The second film is expected in November 2025.
Director Jon M. Chu missed ‘Wicked’ premiere to welcome fifth child
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“Wicked” director Jon M. Chu couldn’t attend the film’s premiere in Los Angeles, and the reason is quite “wonderful.”
Chu shared on his Instagram Stories that he and his wife Kristin Hodge welcomed their fifth child on Saturday, writing that he “can’t believe this happened while the movie is premiering.”
“Magic is in the air,” he wrote, sharing a photo of Hodge holding their newborn daughter.
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He added a note to his new addition: “Welcome to our world, you’re gonna do great. You have a lot of witches on your side.”
“Wicked” stars singer Ariana Grande and Oscar-nominated actress Cynthia Erivo star as witches Glinda and Elphaba, respectively. The two-part movie is a cinematic adaptation of the famed Broadway musical, which is a prequel to “The Wizard of Oz” and tells an alternate version of events in Oz before Dorothy’s arrival.
Chu may not have been able to physically attend the premiere but his presence was felt.
According to footage from inside the theater posted online, a video of Chu speaking from the hospital was played before the movie began.
“I’ve waited for three years to have this moment to share a movie with you but I’ve waited my whole life to have this moment, to have a fifth child right now,” he said in the video, as the audience was heard collectively “aww-ing” at the sentiment.
With a laugh, Chu added that “of course, this little girl knows when to show up.”
Jonathan Bailey, Bowen Yang, Ethan Slater, Michelle Yeoh and Jeff Goldblum round out the ensemble cast.
Part one of “Wicked” will soar in theaters on November 22. The second film is expected in November 2025.
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A ring found among the debris of Florida’s recent hurricanes awaits its owner
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Scattered across Florida’s hurricane-ravaged communities are piles of debris, remnants of what were once homes. Cherished memories — photo albums, family heirlooms, and tokens of love — swallowed by floodwaters and carried miles away, are now reduced to mere fragments and discarded amid the wreckage.
But in one of these piles of lost memories, a small, inconspicuous velvet black box was discovered with a ring and a note that read: “I was 18 when my parents gave it to me.”
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Now, Joe Kovach, the engineer managing one of the debris sites in Tarpon Springs, Florida, where the box was found, is searching for its owner.
“Everyone has been basically dumping their entire lives onto the curb after the storm when everything flooded. My own boss’ house had 30 inches (of water) in it, and I saw his face and just how devastating it can be for everyone,” Kovach, an engineer with Pinellas County Public Works, told CNN.
“A lot of people in the community were really affected by these two storms, if there’s just a little bit I can do to give back, then that’s perfect.”
A contractor, who was gathering and condensing debris with an excavator, discovered the ring when he looked down and saw the box.
“This was a needle in a haystack for sure. For something like that to survive all that when everything else was so wet and saturated, that was kind of incredible,” Kovach said.
Although the ring was found after Hurricane Milton, Kovach is sure the treasure was initially lost amid the ruins of Hurricane Helene, based on the pile of debris it came from, which Pinellas County Public Works tracks. It is likely the owner of the ring is from Crystal Beach, Ozona, or Palm Harbor, Kovach said.
On Tuesday, after the contractor informed him about the ring, Kovach posted a photo of the box and the note on several local community Facebook pages, asking if it belonged to anyone. He did not include a photo or description of the ring to ensure it is returned to the rightful owner who can accurately describe it. On the inside lid of the box is a gold engraving with the jewelry brand, “The Danbury Mint.”
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The Phantom Wallet is revolutionizing the way users handle digital currencies. Designed for the Solana network, it offers security and ease for both beginners and experienced users. Dive into its features and learn how it can elevate your crypto management.
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How to Securely Log Into Debank: A Step-by-Step Guide
Logging into your Debank account is the first step towards managing your DeFi portfolio. Ensuring that your login credentials remain secure is crucial for protecting your investments. In this guide, we'll walk you through the process of logging into Debank safely and efficiently.
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Step 1: Visit the Official Debank Website
Start by navigating to the official Debank website. Avoid using search engine results to prevent phishing attacks. The URL should be .
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On the homepage, locate the Login button usually positioned at the top right corner of the page. Click on it to proceed to the login page.
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Input your registered email address and password. Ensure your password is strong, combining letters, numbers, and symbols to enhance security.
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It's recommended to enable Two-Factor Authentication (2FA) for an additional security layer. This can be done using an app like Google Authenticator. Enter the code generated by your 2FA app to continue.
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Regularly Update Your Password: Change your password every 3-6 months.
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Additional Tips for Staying Safe Online
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Stargate Finance is revolutionizing the way you engage with decentralized financial services. Our platform is designed to offer a secure, efficient, and user-friendly experience for all your financial needs in the world of decentralized finance.
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As the blockchain landscape evolves, Eigenlayer emerges as a beacon of innovation, offering robust solutions to enhance blockchain security and customization. But what exactly does Eigenlayer bring to the table?
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The world of aerodrome finance is pivotal for ensuring the efficient operation, enhancement, and expansion of aerodrome facilities globally. With the increasing demand for air travel, understanding aerodrome financial processes is more important than ever.
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Exploring non-aeronautical revenue streams, such as retail concessions and property leases, can significantly bolster an airport's financial resilience. Such diversification allows for a steady income flow independent of ticket sales.
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Adopting sustainable financial practices, including green bonds and ESG (Environmental, Social, and Governance) criteria, aligns with modern ecological standards and attracts environmentally conscious investors.
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Scattered across Florida’s hurricane-ravaged communities are piles of debris, remnants of what were once homes. Cherished memories — photo albums, family heirlooms, and tokens of love — swallowed by floodwaters and carried miles away, are now reduced to mere fragments and discarded amid the wreckage.
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Now, Joe Kovach, the engineer managing one of the debris sites in Tarpon Springs, Florida, where the box was found, is searching for its owner.
“Everyone has been basically dumping their entire lives onto the curb after the storm when everything flooded. My own boss’ house had 30 inches (of water) in it, and I saw his face and just how devastating it can be for everyone,” Kovach, an engineer with Pinellas County Public Works, told CNN.
“A lot of people in the community were really affected by these two storms, if there’s just a little bit I can do to give back, then that’s perfect.”
A contractor, who was gathering and condensing debris with an excavator, discovered the ring when he looked down and saw the box.
“This was a needle in a haystack for sure. For something like that to survive all that when everything else was so wet and saturated, that was kind of incredible,” Kovach said.
Although the ring was found after Hurricane Milton, Kovach is sure the treasure was initially lost amid the ruins of Hurricane Helene, based on the pile of debris it came from, which Pinellas County Public Works tracks. It is likely the owner of the ring is from Crystal Beach, Ozona, or Palm Harbor, Kovach said.
On Tuesday, after the contractor informed him about the ring, Kovach posted a photo of the box and the note on several local community Facebook pages, asking if it belonged to anyone. He did not include a photo or description of the ring to ensure it is returned to the rightful owner who can accurately describe it. On the inside lid of the box is a gold engraving with the jewelry brand, “The Danbury Mint.”
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Чем SEO для Яндекса отличается от Google?
Давай начнем с того, что Яндекс и Google — это как два разных мира со своими правилами игры. Представь, что это как играть в футбол и в американский футбол: мяч вроде есть, но правила разные.
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Яндекс обращает внимание на то, как пользователи взаимодействуют с твоим сайтом: сколько времени проводят, сколько страниц просматривают и т.д.
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Google может иногда «спотыкаться» на наших падежах и склонениях.
Что такое поведенческие факторы?
А теперь к загадочным поведенческим факторам. Это как твой сайт ведет себя на первом свидании с пользователем. Если все круто — будет второе свидание (и хорошие позиции в выдаче).
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Возвраты на сайт: возвращаются ли пользователи снова.
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Как пробить потолок в доходах - кто больше зарабатывает архитектор или дизайнер
<a href=https://canipay.ru/paynow/kak-spravitsya-s-sindromom-samozvanca-i-uvelichit-63/>как пробить финансовый потолок</a>
<img alt="как пробить потолок в доходах" id="как пробить финансовый потолок" longdesc="Как пробить финансовый потолок - как зарабатывать больше денег женщине" src="https://pr-img.ru/2024/719/biznes-psiholog-olga-nikitina-kuzjakova-500.jpg" style="border-style:solid; border-width:0px; float:left; height:100px; margin:0px; width:129px" title="Как пробить финансовый потолок - трачу денег больше чем зарабатываю" />
Невозможность пробить потолок доходов — это не только вопрос усилий. Ольга Никитина-Кузякова рассказывает о том, как психология влияет на наше восприятие денег и как можно изменить это восприятие для достижения успеха.
Действительно, многие из нас, даже не осознавая этого, блокируют свой финансовый потенциал. Как отмечает Никитина-Кузякова, корни этих ограничений часто уходят в прошлое: это стереотипы о «вредности» богатства, ассоциация больших денег с нечестностью – все это формирует глубоко укоренившиеся убеждения, которые мешают нам достигать финансового успеха. Страх перед богатством может проявляться по-разному: от пассивной неуверенности в себе до активного саботажа собственных возможностей.
Но дело не только в наследии прошлого. Незнание, как распорядиться большими деньгами, также является серьезным препятствием. Человек, привыкший к скромному достатку, может испытывать панику перед перспективой управления крупной суммой, что парализует его стремление к большему. Это проявляется в неумении инвестировать, страхе перед рисками или просто неспособности рационально планировать расходы.
Важно понимать, что этот «потолок» индивидуален. Для одного человека 100 000 рублей – это уже значительный успех, а для другого – лишь скромная сумма. Не существует универсальной цифры, означающей финансовое благополучие. Критично осознать, какие именно цифры для вас означают переход на новый уровень жизни и какие внутренние преграды мешают достичь этого уровня.
Никитина-Кузякова подчеркивает значимость самоограничений как причины кризисов и спадов в бизнесе. Невозможно достигнуть амбициозных целей, борясь с самим собой. Ясное видение результата, чётко сформулированные цели и отсутствие внутренних конфликтов – ключ к успеху.
Как преодолеть финансовые ограничения?
Самостоятельно справиться с глубоко укоренившимися подсознательными блоками непросто. Диагностика, предлагаемая Никитиной-Кузяковой, помогает выявить скрытые причины финансовых ограничений. Она включает в себя:
Анализ убеждений и ценностей: выявление подсознательных установок, связанных с деньгами.
Оценка эмоционального состояния: определение эмоциональных реакций на различные финансовые ситуации.
Определение ограничивающих убеждений: выявление негативных мыслей и убеждений, мешающих достижению финансовых целей.
Разработка стратегии преодоления: создание индивидуального плана работы над устранением ограничивающих факторов.
Помимо работы с психологом, существуют и другие методы:
Работа с финансовым консультантом: поможет научиться эффективно управлять финансами и инвестировать.
Постановка SMART-целей: конкретные, измеримые, достижимые, актуальные и ограниченные по времени цели помогают сосредоточиться и отслеживать прогресс.
Постепенное повышение планки: не стоит пытаться сразу пробить высокий «потолок». Лучше ставить досягаемые цели, постепенно увеличивая свой доход и нарабатывая уверенность в себе.
Прорыв финансового «потолка» – это не только о деньгах, это о работе над собой, о преодолении внутренних барьеров и о развитии финансовой грамотности. Обращение к специалисту – это инвестиция в собственное будущее, которая окупится многократно.
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