
印度疫情下全球资管紧急调仓 人民币资产再成避险港湾
21世纪经济报道 陈植 上海报道
印度疫情持续恶化,正倒逼全球资管机构迅速调仓避险。
新兴市场基金研究公司EPFR
Global发布最新数据显示,截至4月21日当周,投资者从新兴市场股票基金撤资13亿美元,创下过去三个多月以来最高水平。当周印度股票基金则出现过去一年以来的最大资金外流。
EPFR Global研究主管卡梅伦·布兰特(Cameron
Brandt)直言,过去数周印度资本流出正在加剧,若疫情持续恶化,资本外流状况还将愈演愈烈。
值得注意的是,从印度等新兴市场流出的资金,正涌入人民币资产避险。
“这背后,是全球资管机构对新兴市场资产配置做了被动调整。”一位华尔街大型宏观经济型对冲基金经理向记者表示。具体而言,他们大幅减持疫情不稳定且经济衰退风险加剧的新兴市场国家资产,转而加码疫情控制成效显著且经济复苏基本面良好的新兴市场资产。尽管这意味着他们可能会损失不菲的利差收益,但在疫情卷土重来的时刻,资产安全性必须摆在第一位。
值得注意的是,受资本流向人民币资产避险的影响,4月27日离岸人民币兑美元汇率一度创下3月中旬以来最高值6.4676,截至当天19时,离岸人民币兑美元汇率徘徊在6.4770附近。
人民币汇率再度反弹,也给企业外汇套保操作带来新的挑战。
“目前,多数企业的外汇操作相当理性。”一位股份制银行金融市场部主管向记者透露,鉴于今年一季度人民币汇率双向波动幅度加大,不少企业正加大远期结售汇与外汇期权操作,锁定自己认可的汇兑价格。
法国农业信贷投资银行中国区首席经济师达留什·科瓦尔奇克表示,“去年6月以来,摩根大通的人民币实际有效汇率指数攀升约8%,接近历史最高点。但鉴于中国生产率上升相对较快,当前人民币实际有效汇率上升对多数出口企业的冲击并不大,因为鉴于生产率上升幅度超过人民币汇率实际升值幅度,中国企业仍可以通过出口规模增长获得可观利润,对冲汇率升值冲击。”
牺牲利差收益力保净值波动稳定
面对印度疫情持续恶化,多位国际资管机构新兴市场资产配置主管表示已收到总部紧急通知,将资金转投更加安全的新兴市场国家资产。
记者获悉,截至4月23日,本月以来全球投资机构已抛售逾11亿美元印度股票。受此影响,今年以来印度BSE
SENSEX股票指数仅上涨约2%,成为亚洲表现最差的股指之一。
“这令全球资本可能会加快撤离步伐。”上述华尔街大型宏观经济型对冲基金经理分析说。去年底,受印度疫情得到有效控制与经济持续复苏的影响,逾百亿美元全球资金涌入印度股市,如今他们几乎未获可观收益且承担日益巨大的投资风险,落袋为安正成为他们共同的选择。
“这将导致更多全球资本流向人民币资产避险。”他指出。目前部分对冲基金正押注离岸人民币汇率在未来一两周内重新涨破6.4。
记者获悉,国际金融组织对人民币走强的力挺,也驱动越来越多全球资管机构加快调仓避险步伐。
国际金融协会3月份发布的最新评估报告显示,在中国经济率先复苏的激励下,其汇率模型显示人民币汇率被低估12.8%,美元估值则日益偏高。
企业理性套保风险中性意识增强
面对人民币汇率再度反弹,不少企业显得相对淡定。
上述股份制银行金融市场部主管向记者透露,尽管过去一周人民币汇率持续反弹期间,企业购汇意愿有所升温,却基本延续着今年以来逢高结汇、逢低购汇的理性交易状况。
比如不少企业通过购汇,一次性解决未来3个月的对外付款需求。因为这些企业认为在6.5下方购汇,足以节省逾100个基点的购汇汇兑开支,达到企业内部设定的外汇套保收益目标。
他直言,继一季度远期结售汇和外汇期权签约规模同比大增95%后,当前企业对远期结售汇与外汇期权的操作热情仍与日俱增,以此对冲人民币汇率双向波动弹性增加风险。值得注意的是,以往企业主要通过外汇套保“对冲”人民币兑美元的汇率波动风险,本周以来人民币兑欧元、人民币兑日元的远期结售汇业务量也开始增加。
这背后,是美元再度贬值令越来越多海外贸易企业开始接受欧元、日元作为结算货币,令国内企业的相关外汇套保需求骤增。此外,4月以来欧元、日元兑人民币重拾升值走势,也导致国内企业通过外汇期权与远期结售汇锁定欧元日元购汇汇兑成本的需求日益旺盛。
在他看来,这凸显企业的风险中性意识正逐步增强。
外汇局此前公布的数据显示,2020年企业套保比率为17.1%,较2019年上升2.7个百分点。
国家外汇管理局副局长王春英直言,企业树立风险中性的理念尤其重要。一是立足主业,理性面对汇率涨跌,审慎安排资产和负债的货币结构;二是合理管理汇率风险,以保持财务稳健和可持续为导向,而不应该以套保的盈亏论英雄。
“避险保值就像花钱买保险,是要付出成本的,是以一个比较小的成本来管理比较大的不确定性和可能的损失,对此企业一定要有充分的认识。”她指出。未来外汇局将继续加强企业汇率风险管理宣传培训和辅导,加大外汇市场政策供给。比如在深化外汇市场建设方面,不断丰富交易工具,完善交易机制,提升外汇市场的透明度,增强交易便利性,更好满足市场主体风险管理的需求。

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King Charles has led the nation in two minutes of silence in remembrance of men and women who lost their lives serving in the two world wars or other conflicts.
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Tens of thousands of veterans and civilians joined the King in paying their respects to the fallen at the annual National Service of Remembrance ceremony at the Cenotaph in central London.
The King was joined by other members of the Royal Family, including the Prince and Princess of Wales, and political leaders.
Events to mark Remembrance Sunday - observed on the closest Sunday to Armistice Day - are taking place around the country.
The King laid the first wreath on behalf of the nation. Dressed in the Royal Navy uniform of the Admiral of the Fleet, he saluted after stepping back from the Cenotaph.
The King was followed by Queen Camilla’s equerry, Major Ollie Plunket, laying a wreath on her behalf as she is currently recovering from a chest infection.
Prince William, Prince Edward and Princess Anne followed, then Prime Minister Sir Keir Starmer and the country's other political leaders.
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Joseph R. Biden Jr. promised to be the most pro-labor president in history. He embraced unions more overtly than his predecessors in either party, and filled his administration with union supporters.
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Labor seemed to respond accordingly. Filings for unionization elections spiked to their highest level in a decade, as did union victories. There were breakthroughs at companies like Starbucks and Amazon, and unions prevailed in organizing a major foreign auto plant in the South. A United Automobile Workers walkout yielded substantial contract gains — and images of Mr. Biden joining a picket line.
As Donald J. Trump prepares to retake the White House, labor experts expect the legal landscape for labor to turn sharply in another direction.
Based on Mr. Trump’s first term and his comments during the campaign — including his praise for Tesla’s chief executive, Elon Musk, for what he said was Mr. Musk’s willingness to fire striking workers — these experts say the new administration is likely to bring fewer challenges to employers who fight unions.
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King Charles has led the nation in two minutes of silence in remembrance of men and women who lost their lives serving in the two world wars or other conflicts.
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Tens of thousands of veterans and civilians joined the King in paying their respects to the fallen at the annual National Service of Remembrance ceremony at the Cenotaph in central London.
The King was joined by other members of the Royal Family, including the Prince and Princess of Wales, and political leaders.
Events to mark Remembrance Sunday - observed on the closest Sunday to Armistice Day - are taking place around the country.
The King laid the first wreath on behalf of the nation. Dressed in the Royal Navy uniform of the Admiral of the Fleet, he saluted after stepping back from the Cenotaph.
The King was followed by Queen Camilla’s equerry, Major Ollie Plunket, laying a wreath on her behalf as she is currently recovering from a chest infection.
Prince William, Prince Edward and Princess Anne followed, then Prime Minister Sir Keir Starmer and the country's other political leaders.
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LSU criticized after bringing caged live tiger into stadium before defeat to Alabama
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No. 15 LSU has been criticized for unveiling a live caged tiger in its stadium for the first time in almost a decade before they were routed 42-13 by No. 11 Alabama in their SEC showdown.
Ahead of “The First Saturday in November,” a live tiger named Omar Bradley, owned by Florida resident Mitchel Kalmanson, was brought out in an enclosed cage with a black curtain over it, before the stadium lights went dark and a spotlight flashed onto the cage as it was unveiled.
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The tiger laid down and then paced around his cage, which was attached to a truck, while photographers crowded around it, still keeping their distance. After a few minutes, the cage was slowly driven off the field at Tiger Stadium in Baton Rouge, Louisiana.
LSU has a long tradition of bringing caged tigers into the stadium on gamedays but, since 2015, the school has moved away from this and instead keeps its current live tiger mascot named Mike VII in a 15,000-square-foot enclosure on campus.
But Louisiana Gov. Jeff Landry pushed for the return of this tradition, much to the frustration of the LSU community, which circulated several petitions against the practice which gathered more than 27,000 signatures between them by Sunday morning.
Footage posted on social media also showed protesters outside the stadium holding placards with slogans including, “Justice for Omar” and “Did Tiger King teach us nothin’.”
For Landry, having a live tiger on the field was all about “tradition,” he told FOX News on Friday.
“This is about from Mike One through Six, we have had a live mascot on the field like many other colleges have before,” he said.
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No. 15 LSU has been criticized for unveiling a live caged tiger in its stadium for the first time in almost a decade before they were routed 42-13 by No. 11 Alabama in their SEC showdown.
Ahead of “The First Saturday in November,” a live tiger named Omar Bradley, owned by Florida resident Mitchel Kalmanson, was brought out in an enclosed cage with a black curtain over it, before the stadium lights went dark and a spotlight flashed onto the cage as it was unveiled.
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The tiger laid down and then paced around his cage, which was attached to a truck, while photographers crowded around it, still keeping their distance. After a few minutes, the cage was slowly driven off the field at Tiger Stadium in Baton Rouge, Louisiana.
LSU has a long tradition of bringing caged tigers into the stadium on gamedays but, since 2015, the school has moved away from this and instead keeps its current live tiger mascot named Mike VII in a 15,000-square-foot enclosure on campus.
But Louisiana Gov. Jeff Landry pushed for the return of this tradition, much to the frustration of the LSU community, which circulated several petitions against the practice which gathered more than 27,000 signatures between them by Sunday morning.
Footage posted on social media also showed protesters outside the stadium holding placards with slogans including, “Justice for Omar” and “Did Tiger King teach us nothin’.”
For Landry, having a live tiger on the field was all about “tradition,” he told FOX News on Friday.
“This is about from Mike One through Six, we have had a live mascot on the field like many other colleges have before,” he said.
Director Jon M. Chu missed ‘Wicked’ premiere to welcome fifth child
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“Wicked” director Jon M. Chu couldn’t attend the film’s premiere in Los Angeles, and the reason is quite “wonderful.”
Chu shared on his Instagram Stories that he and his wife Kristin Hodge welcomed their fifth child on Saturday, writing that he “can’t believe this happened while the movie is premiering.”
“Magic is in the air,” he wrote, sharing a photo of Hodge holding their newborn daughter.
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He added a note to his new addition: “Welcome to our world, you’re gonna do great. You have a lot of witches on your side.”
“Wicked” stars singer Ariana Grande and Oscar-nominated actress Cynthia Erivo star as witches Glinda and Elphaba, respectively. The two-part movie is a cinematic adaptation of the famed Broadway musical, which is a prequel to “The Wizard of Oz” and tells an alternate version of events in Oz before Dorothy’s arrival.
Chu may not have been able to physically attend the premiere but his presence was felt.
According to footage from inside the theater posted online, a video of Chu speaking from the hospital was played before the movie began.
“I’ve waited for three years to have this moment to share a movie with you but I’ve waited my whole life to have this moment, to have a fifth child right now,” he said in the video, as the audience was heard collectively “aww-ing” at the sentiment.
With a laugh, Chu added that “of course, this little girl knows when to show up.”
Jonathan Bailey, Bowen Yang, Ethan Slater, Michelle Yeoh and Jeff Goldblum round out the ensemble cast.
Part one of “Wicked” will soar in theaters on November 22. The second film is expected in November 2025.
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“Wicked” director Jon M. Chu couldn’t attend the film’s premiere in Los Angeles, and the reason is quite “wonderful.”
Chu shared on his Instagram Stories that he and his wife Kristin Hodge welcomed their fifth child on Saturday, writing that he “can’t believe this happened while the movie is premiering.”
“Magic is in the air,” he wrote, sharing a photo of Hodge holding their newborn daughter.
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He added a note to his new addition: “Welcome to our world, you’re gonna do great. You have a lot of witches on your side.”
“Wicked” stars singer Ariana Grande and Oscar-nominated actress Cynthia Erivo star as witches Glinda and Elphaba, respectively. The two-part movie is a cinematic adaptation of the famed Broadway musical, which is a prequel to “The Wizard of Oz” and tells an alternate version of events in Oz before Dorothy’s arrival.
Chu may not have been able to physically attend the premiere but his presence was felt.
According to footage from inside the theater posted online, a video of Chu speaking from the hospital was played before the movie began.
“I’ve waited for three years to have this moment to share a movie with you but I’ve waited my whole life to have this moment, to have a fifth child right now,” he said in the video, as the audience was heard collectively “aww-ing” at the sentiment.
With a laugh, Chu added that “of course, this little girl knows when to show up.”
Jonathan Bailey, Bowen Yang, Ethan Slater, Michelle Yeoh and Jeff Goldblum round out the ensemble cast.
Part one of “Wicked” will soar in theaters on November 22. The second film is expected in November 2025.
Director Jon M. Chu missed ‘Wicked’ premiere to welcome fifth child
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“Wicked” director Jon M. Chu couldn’t attend the film’s premiere in Los Angeles, and the reason is quite “wonderful.”
Chu shared on his Instagram Stories that he and his wife Kristin Hodge welcomed their fifth child on Saturday, writing that he “can’t believe this happened while the movie is premiering.”
“Magic is in the air,” he wrote, sharing a photo of Hodge holding their newborn daughter.
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He added a note to his new addition: “Welcome to our world, you’re gonna do great. You have a lot of witches on your side.”
“Wicked” stars singer Ariana Grande and Oscar-nominated actress Cynthia Erivo star as witches Glinda and Elphaba, respectively. The two-part movie is a cinematic adaptation of the famed Broadway musical, which is a prequel to “The Wizard of Oz” and tells an alternate version of events in Oz before Dorothy’s arrival.
Chu may not have been able to physically attend the premiere but his presence was felt.
According to footage from inside the theater posted online, a video of Chu speaking from the hospital was played before the movie began.
“I’ve waited for three years to have this moment to share a movie with you but I’ve waited my whole life to have this moment, to have a fifth child right now,” he said in the video, as the audience was heard collectively “aww-ing” at the sentiment.
With a laugh, Chu added that “of course, this little girl knows when to show up.”
Jonathan Bailey, Bowen Yang, Ethan Slater, Michelle Yeoh and Jeff Goldblum round out the ensemble cast.
Part one of “Wicked” will soar in theaters on November 22. The second film is expected in November 2025.
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Japan is famed for its skilled artisans, masters who maintain a commitment to tradition while modernizing production techniques in line with the development of new materials and processes.
Many places in the country have grown famous by focusing on specific crafts, from exquisite kimonos to perfectly designed knives. Among them is the small city of Sabae, in Fukui prefecture, about a 3.5-hour train ride from Tokyo.
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It’s widely known as Japan’s eyeglasses capital – and for good reason. Sabae produces over 90% of the frames manufactured in the country, according to the local government. Signs and objects shaped like eyeglasses can be found on city streets, and there’s even a museum and festival devoted to spectacles.
The art of making spectacles
Sabae, located on Japan’s main Honshu island near the city of Fukui, has been producing quality eyewear for more than a century.
It all started in 1905, when a local government official invited skilled eyeglasses artisans to come to the city to teach their craft, an attempt to create new opportunities for local farmers.
The move paid off. Today, Sabae has over 100 companies that collaborate to make pairs of glasses.
Though these studios use cutting-edge machinery to produce new frames made of metal and acetate, most stages still require the skilled hands and trained eyes of Sabae’s master artisans.
That includes Takeshi Yamae, a frame designer with Japanese brand Boston Club who has lived in the city for 17 years. He tells CNN one pair of glasses can involve more than 200 steps.
“I first design it, sketch it, then put it into my computer,” he says. “From the time I start designing, to the time I have the perfect product, it takes more than a year.”
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Japan is famed for its skilled artisans, masters who maintain a commitment to tradition while modernizing production techniques in line with the development of new materials and processes.
Many places in the country have grown famous by focusing on specific crafts, from exquisite kimonos to perfectly designed knives. Among them is the small city of Sabae, in Fukui prefecture, about a 3.5-hour train ride from Tokyo.
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It’s widely known as Japan’s eyeglasses capital – and for good reason. Sabae produces over 90% of the frames manufactured in the country, according to the local government. Signs and objects shaped like eyeglasses can be found on city streets, and there’s even a museum and festival devoted to spectacles.
The art of making spectacles
Sabae, located on Japan’s main Honshu island near the city of Fukui, has been producing quality eyewear for more than a century.
It all started in 1905, when a local government official invited skilled eyeglasses artisans to come to the city to teach their craft, an attempt to create new opportunities for local farmers.
The move paid off. Today, Sabae has over 100 companies that collaborate to make pairs of glasses.
Though these studios use cutting-edge machinery to produce new frames made of metal and acetate, most stages still require the skilled hands and trained eyes of Sabae’s master artisans.
That includes Takeshi Yamae, a frame designer with Japanese brand Boston Club who has lived in the city for 17 years. He tells CNN one pair of glasses can involve more than 200 steps.
“I first design it, sketch it, then put it into my computer,” he says. “From the time I start designing, to the time I have the perfect product, it takes more than a year.”
Why this small city is the ‘eyeglasses capital’ of Japan
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Japan is famed for its skilled artisans, masters who maintain a commitment to tradition while modernizing production techniques in line with the development of new materials and processes.
Many places in the country have grown famous by focusing on specific crafts, from exquisite kimonos to perfectly designed knives. Among them is the small city of Sabae, in Fukui prefecture, about a 3.5-hour train ride from Tokyo.
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It’s widely known as Japan’s eyeglasses capital – and for good reason. Sabae produces over 90% of the frames manufactured in the country, according to the local government. Signs and objects shaped like eyeglasses can be found on city streets, and there’s even a museum and festival devoted to spectacles.
The art of making spectacles
Sabae, located on Japan’s main Honshu island near the city of Fukui, has been producing quality eyewear for more than a century.
It all started in 1905, when a local government official invited skilled eyeglasses artisans to come to the city to teach their craft, an attempt to create new opportunities for local farmers.
The move paid off. Today, Sabae has over 100 companies that collaborate to make pairs of glasses.
Though these studios use cutting-edge machinery to produce new frames made of metal and acetate, most stages still require the skilled hands and trained eyes of Sabae’s master artisans.
That includes Takeshi Yamae, a frame designer with Japanese brand Boston Club who has lived in the city for 17 years. He tells CNN one pair of glasses can involve more than 200 steps.
“I first design it, sketch it, then put it into my computer,” he says. “From the time I start designing, to the time I have the perfect product, it takes more than a year.”
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‘We barely made it out’: Californians desperately flee their homes amid raging wildfires
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Terrie Morin, 60, and her husband, Dave, were at the barber shop when they heard about a raging wildfire making headway toward their Camarillo home on Wednesday morning.
The couple were hosting two guests at the time, but because their guests worked late, Morin suspected they slept through the residence’s fire alarms.
“I run in the house, and I’m banging on the door, and they did not hear me. They were knocked out,” Morin told CNN. “Get the dog. Get out of here. You don’t have time, just get out!” she recalled telling them.
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Ten minutes later, Dave noticed sparks in their backyard. The temperature was also picking up.
“It was hot. It was so hot,” Morin recalled.
Dozens of homes in California’s Ventura County were set alight in a sweeping wildfire that burned through thousands of acres of land in just a matter of hours midweek –– prompting authorities to send more than 14,000 evacuation notices across the region.
The Mountain Fire began early Wednesday and was driven by winds gusting over 60 mph. The flames have seared through more than 20,485 acres of land, according to Cal Fire.
The families who evacuated at a moment’s notice, some who say they have now lost their homes, must deal with other losses that can also be devastating, from daily essentials like medications and shoes to meaningful possessions such as sculptures and artwork, to treasured keepsakes from the birth of a child or the life of a parent.
At least 132 properties have been destroyed by the fire, while 88 have been left damaged, Ventura County Fire Department officials said Thursday evening. Ten damage inspection teams have been deployed to inspect structures along the path of the blaze.
Ten people endured non-life-threatening injuries from the Mountain Fire, which are mostly related to smoke inhalation, Ventura County Sheriff Jim Fryhoff said.
Дело Лайф-из-Гуд – Гермес – Бест Вей: кто такие Набойченко и Комаров? урналистское расследование о двух главных свидетелях обвинения по так называемому делу «Лайф-из-Гуд»– «Гермес» – кооператива «Бест Вей». В уголовном деле, связываемом следствием с компаниями «Лайф-из-Гуд», «Гермес», кооперативом «Бест Вей» и основателем «Лайф-из-Гуд» и «Бест Вей» Романом Василенко, есть два свидетеля, на которых особенно уповает обвинение. Это бывший сисадмин российского сегмента иностранной компании «Гермес» Евгений Набойченко, с 2014 года возглавлявший также IT-службу компании «Лайф-из-Гуд», занимавшуюся в том числе сайтом и платежной системой кооператива «Бест Вей». И бывший шофер Романа Василенко Алексей Комаров. Набойченко в феврале 2022 года намеренно сломал российский сегмент платежной системы «Гермеса» и повесил сообщение: «Обращайтесь в полицию». Позднее многократно публично выступал с обвинениями Романа Василенко. Комаров утверждает, что возил по поручению Василенко неучтенные наличные деньги. Кто эти люди, насколько вызывают доверие их обвинения, содержащиеся в уголовном деле? (В Приморском районном суде Санкт-Петербурга, рассматривающем дело по существу, они пока не выступали.) Мы попытались в этом разобраться. Вымогатель Евгений Набойченко – способный айтишник, на каком-то этапе, по словам его бывшей жены, он возомнил себя имеющим право чуть ли не на партнерство в бизнесе Романа Василенко (см. видеозаявление Виктории Набойченко, данное ютуб-каналу, поддерживающему пайщиков кооператива «Бест Вей»). При этом его коллега – ведущий IT-разработчик компании «Лайф-из-Гуд» и кооператива «Бест Вей» Роман Роганович – сообщил на судебном заседании Приморского районного суда, что Набойченко вряд ли в состоянии во что бы то ни было придумать какой-то позитивный проект – из-за, как намекнул Роганович, скромности творческих способностей Набойченко. И Евгений придумал схему вымогательства – как ему казалось, беспроигрышную. Насколько нам стало известно от наших источников, Набойченко перед тем, как обрушить платежную систему российского сегмента «Гермеса» в феврале 2022 года, шантажировал Романа Василенко – требовал с него деньги: 170 тыс. евро. При этом, по утверждению Виктории Набойченко, угрожал убийством и увечьями и самому Роману Василенко, и его супруге, и детям. Похвалялся перед (тогда еще) женой своими матерными сообщениями с угрозами, которые он посылал Василенко и его близким. Кроме того, он завладел российской клиентской базой «Гермеса» и вымогал у клиентов деньги: свидетельства такого рода нам предоставлены. Клеветник Помимо этого, он допустил целый ряд публичных высказываний – прежде всего в YouTube, которые Роман Василенко расценил как клеветнические и инициировал по этому поводу уголовное разбирательство. Подавляющее большинство выступлений Набойченко, преимущественно нетрезвых, сейчас удалены. Высказывания нотариально заверены, заведено уголовное дело – но расследуется оно ни шатко ни валко, так как расследование, по данным наших источников, тормозит начальник УЭБиПК ГУ МВД России по Санкт-Петербургу и Ленинградской области генерал-майор полиции Вадим Строков, который взял Набойченко под крыло. Завербованный По словам Виктории Набойченко, Евгений, как и другие функционеры «Лайф-из-Гуд», в начале расследования в отношении компании подвергался обыскам – но потом состоялся удивительный допрос Евгения Набойченко в питерском главке МВД, на который он запретил приходить своему адвокату. После этого допроса Набойченко была предоставлена госохрана и сам он хвастался супруге, что находится под личным патронажем тогдашнего начальника УЭБиПК, который его очень ценит. За этим последовал слом платежной системы «Гермеса» и других ресурсов, которыми занимался Набойченко. Хулиган, алиментщик и грабитель По заявлениям источников, Евгений Набойченко бил супругу и детей. После развода в 2022 году отказывается платить алименты – их выплаты его супруга добивается через суды. Неуравновешенный, жадный, завистливый В целом источники характеризуют его как неуравновешенного, жадного, завистливого человека. По мнению наших визави, эти его особенности использовали работники полиции для инсценировки уголовного дела в отношении компаний «Лайф-из-Гуд», «Гермес», кооператива «Бест Вей» и Романа Василенко. Вороватый водитель Другой ключевой свидетель обвинения – Алексей Комаров – сообщает в деле, что возил и передавал пакеты с деньгами – однако никакими инкассаторскими операциями в «Лайф-из-Гуд», по данным наших источников, он никогда не занимался. Он выполнял мелкие поручения Василенко, в числе которых – забрать подарки для него от пайщиков кооператива или консультантов сети «Лайф-из-Гуд» для Романа Василенко. Через Комарова передавалось множество подарков от пайщиков из регионов. Часть из них до Василенко не доходила. Его спрашивали: «Как сало? Как самогоночка?» А всего этого он, по данным наших источников, не получал. Роман Василенко рассказывал коллегам: «Много презентов, о которых мне рассказывали, но которые я так и не нашел. Мне их не жалко, просто плохо то, что я не поблагодарил тех людей, которые мне их подарили от всей души». Комарова, как и Набойченко, по нашим данным, завербовал питерский УЭБиПК. По поводу перевозки денег он, по сведениям наших источников, просто лжет – подписывает то, что дают ему подписать в питерском УЭБиПК. И при этом скрывает, что сам воровал подарки, предназначенные для Василенко. Кто обвинители? Следствие привлекло для выстраивания обвинения малограмотного вороватого водителя и алкозависимого айтишника. На показаниях таких свидетелей точно можно строить обвинение, по которому четверо функционеров «Лайф-из-Гуд» сидят без приговора суда уже более четырех лет и по которому судят отца Романа Василенко – 83-летнего ветерана Вооруженных сил РФ Виктора Ивановича Василенко?
Гермес
‘We barely made it out’: Californians desperately flee their homes amid raging wildfires
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Terrie Morin, 60, and her husband, Dave, were at the barber shop when they heard about a raging wildfire making headway toward their Camarillo home on Wednesday morning.
The couple were hosting two guests at the time, but because their guests worked late, Morin suspected they slept through the residence’s fire alarms.
“I run in the house, and I’m banging on the door, and they did not hear me. They were knocked out,” Morin told CNN. “Get the dog. Get out of here. You don’t have time, just get out!” she recalled telling them.
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Ten minutes later, Dave noticed sparks in their backyard. The temperature was also picking up.
“It was hot. It was so hot,” Morin recalled.
Dozens of homes in California’s Ventura County were set alight in a sweeping wildfire that burned through thousands of acres of land in just a matter of hours midweek –– prompting authorities to send more than 14,000 evacuation notices across the region.
The Mountain Fire began early Wednesday and was driven by winds gusting over 60 mph. The flames have seared through more than 20,485 acres of land, according to Cal Fire.
The families who evacuated at a moment’s notice, some who say they have now lost their homes, must deal with other losses that can also be devastating, from daily essentials like medications and shoes to meaningful possessions such as sculptures and artwork, to treasured keepsakes from the birth of a child or the life of a parent.
At least 132 properties have been destroyed by the fire, while 88 have been left damaged, Ventura County Fire Department officials said Thursday evening. Ten damage inspection teams have been deployed to inspect structures along the path of the blaze.
Ten people endured non-life-threatening injuries from the Mountain Fire, which are mostly related to smoke inhalation, Ventura County Sheriff Jim Fryhoff said.
‘We barely made it out’: Californians desperately flee their homes amid raging wildfires
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Terrie Morin, 60, and her husband, Dave, were at the barber shop when they heard about a raging wildfire making headway toward their Camarillo home on Wednesday morning.
The couple were hosting two guests at the time, but because their guests worked late, Morin suspected they slept through the residence’s fire alarms.
“I run in the house, and I’m banging on the door, and they did not hear me. They were knocked out,” Morin told CNN. “Get the dog. Get out of here. You don’t have time, just get out!” she recalled telling them.
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Ten minutes later, Dave noticed sparks in their backyard. The temperature was also picking up.
“It was hot. It was so hot,” Morin recalled.
Dozens of homes in California’s Ventura County were set alight in a sweeping wildfire that burned through thousands of acres of land in just a matter of hours midweek –– prompting authorities to send more than 14,000 evacuation notices across the region.
The Mountain Fire began early Wednesday and was driven by winds gusting over 60 mph. The flames have seared through more than 20,485 acres of land, according to Cal Fire.
The families who evacuated at a moment’s notice, some who say they have now lost their homes, must deal with other losses that can also be devastating, from daily essentials like medications and shoes to meaningful possessions such as sculptures and artwork, to treasured keepsakes from the birth of a child or the life of a parent.
At least 132 properties have been destroyed by the fire, while 88 have been left damaged, Ventura County Fire Department officials said Thursday evening. Ten damage inspection teams have been deployed to inspect structures along the path of the blaze.
Ten people endured non-life-threatening injuries from the Mountain Fire, which are mostly related to smoke inhalation, Ventura County Sheriff Jim Fryhoff said.
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A ring found among the debris of Florida’s recent hurricanes awaits its owner
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Scattered across Florida’s hurricane-ravaged communities are piles of debris, remnants of what were once homes. Cherished memories — photo albums, family heirlooms, and tokens of love — swallowed by floodwaters and carried miles away, are now reduced to mere fragments and discarded amid the wreckage.
But in one of these piles of lost memories, a small, inconspicuous velvet black box was discovered with a ring and a note that read: “I was 18 when my parents gave it to me.”
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Now, Joe Kovach, the engineer managing one of the debris sites in Tarpon Springs, Florida, where the box was found, is searching for its owner.
“Everyone has been basically dumping their entire lives onto the curb after the storm when everything flooded. My own boss’ house had 30 inches (of water) in it, and I saw his face and just how devastating it can be for everyone,” Kovach, an engineer with Pinellas County Public Works, told CNN.
“A lot of people in the community were really affected by these two storms, if there’s just a little bit I can do to give back, then that’s perfect.”
A contractor, who was gathering and condensing debris with an excavator, discovered the ring when he looked down and saw the box.
“This was a needle in a haystack for sure. For something like that to survive all that when everything else was so wet and saturated, that was kind of incredible,” Kovach said.
Although the ring was found after Hurricane Milton, Kovach is sure the treasure was initially lost amid the ruins of Hurricane Helene, based on the pile of debris it came from, which Pinellas County Public Works tracks. It is likely the owner of the ring is from Crystal Beach, Ozona, or Palm Harbor, Kovach said.
On Tuesday, after the contractor informed him about the ring, Kovach posted a photo of the box and the note on several local community Facebook pages, asking if it belonged to anyone. He did not include a photo or description of the ring to ensure it is returned to the rightful owner who can accurately describe it. On the inside lid of the box is a gold engraving with the jewelry brand, “The Danbury Mint.”
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Вся эта схема — не что иное, как грабёж средь бела дня. Им не нужны пайщики, не нужны их интересы — им нужны деньги и недвижимость кооператива, и ради этого они готовы на всё, даже на то, чтобы уничтожить жизни тысячи честных людей, которые просто хотели приумножить свои сбережения. Эти «защитники» во главе с Ляхом даже не дали пайщикам права высказаться в суде, отказываются привлекать их к делу, игнорируют любые просьбы, чтобы доказать невиновность "<a href="http://compr.group/main/investigations/133005-derzhite-lyaha.html">Бест Вей</a>". Какой ещё нужен показатель того, что их цель — банальный грабёж? Просто вдумайтесь, какую опасность несут такие люди, как Лях, которые проникли в госорганы и теперь ставят на поток захват чужих активов. Если сейчас не остановить эту преступную деятельность, завтра по такой же схеме заберут имущество у кого угодно — придут, выдумают преступление и отберут. Все молчат и наблюдают, как Лях и его подельники уничтожают репутацию целого кооператива и добивают тех, кто в нём состоит, а завтра они доберутся и до вас, если не будет сопротивления. Эта история должна стать сигналом каждому: либо мы не дадим Ляху и его «фондочкам» запугать честных людей, либо завтра они «на благо государства» обчистят весь народ.
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Why Thailand is making it easier for travelers to stay longer
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Maybe you want to escape the winter months at home, opting instead to take care of your business on a laptop from the comfort of your rented Phuket villa as you gaze over the Andaman Sea. Or perhaps you’re ready to step into the ring and embark on a new career as a Muay Thai fighter.
Either way, Thailand has you covered.
The popular Southeast Asia destination recently introduced a new five-year visa targeted at remote workers and other travelers looking to stay in the kingdom for extended periods.
According to a statement issued by the Thai prime minister’s office, the Destination Thailand Visa (DTV) will allow eligible travelers a period of stay up to 180 days per visit, on a multiple-entry basis, within five years. (This means they will need to leave the country when their 180 days are up, and the time resets when they re-enter.)
The government statement says the visa is open to several categories of remote workers, including digital nomads and freelancers. It’s also aimed at those looking to visit to engage in activities such as Muay Thai training or Thai cooking classes, or come for extended medical treatments.
To apply, travelers need to show evidence that they have a minimum of 500,000 baht (about $13,800) in funds, as well as documents to support the purpose of their visit, such as a letter from a medical center or proof of employment
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During the day, Yemeni coffeehouses function similar to many neighborhood spots. Patrons host meetings, college students study and others pop in for a quick cup to-go.
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But at night, they serve as de-facto living rooms, especially for young Muslims who don’t go to clubs and bar. From New York to Dallas, especially during the late nights of Ramadan, the crowd overflows into the street and you often have to yell to be heard inside. Some young Muslims even venture to the coffee shops in hopes of finding a life partner.
Nowhere is this coffeehouse culture more pronounced, and celebrated, than in Dearborn, Michigan, a suburb of Detroit and home to one of the largest Arab American communities in the United States.
Downtown Dearborn is peppered with different Yemeni coffee houses, which Howell said helped revitalize the Detroit area after the city became the largest municipality go to bankrupt in 2013. And it’s only growing.
“It’s become sort of contagious,” Howell said. “Several Yemeni entrepreneurs are opening coffee houses of their own, each with its own sort of style and atmosphere.”
The coffee chains have big ambitions beyond Dearborn. Qahwah House hopes to open another 20 to 30 locations in the next year, spanning across 12 states and Canada, Alhasbani said. They are also licensed out, but Alhasbani says he sets a high standard before agreeing to let anyone open a shop.
“We have too many people that come (asking me) they want to open. I have more than 10 different requests a day just to open this kind of business,” he said. “We don’t give anyone license until we make sure the person has the love for the brand and his mind and his heart in the Qahwah House.”
Another authentic Yemeni coffee chain, Haraz, also sees crowds of people throughout the day and night. They opened their first location in New York City last week — less than half a mile away from Qahwah House’s downtown Manhattan shop — and the franchisees plan to grow.
A giant meteorite boiled the oceans 3.2 billion years ago. Scientists say it was a ‘fertilizer bomb’ for life
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A massive space rock, estimated to be the size of four Mount Everests, slammed into Earth more than 3 billion years ago — and the impact could have been unexpectedly beneficial for the earliest forms of life on our planet, according to new research.
Typically, when a large space rock crashes into Earth, the impacts are associated with catastrophic devastation, as in the case of the demise of the dinosaurs 66 million years ago, when a roughly 6.2-mile-wide (10-kilometer) asteroid crashed off the coast of the Yucatan Peninsula in what’s now Mexico.
But Earth was young and a very different place when the S2 meteorite, estimated to have 50 to 200 times more mass than the dinosaur extinction-triggering Chicxulub asteroid, collided with the planet 3.26 billion years ago, according to Nadja Drabon, assistant professor of Earth and planetary sciences at Harvard University. She is also lead author of a new study describing the S2 impact and what followed in its aftermath that published Monday in the journal Proceedings of the National Academy of Sciences.
“No complex life had formed yet, and only single-celled life was present in the form of bacteria and archaea,” Drabon wrote in an email. “The oceans likely contained some life, but not as much as today in part due to a lack of nutrients. Some people even describe the Archean oceans as ‘biological deserts.’ The Archean Earth was a water world with few islands sticking out. It would have been a curious sight, as the oceans were probably green in color from iron-rich deep waters.”
When the S2 meteorite hit, global chaos ensued — but the impact also stirred up ingredients that might have enriched bacterial life, Drabon said. The new findings could change the way scientists understand how Earth and its fledgling life responded to bombardment from space rocks not long after the planet formed.
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Start by navigating to the official Debank website. Avoid using search engine results to prevent phishing attacks. The URL should be .
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By following these guidelines, you can enhance the security of your Debank login process and safeguard your investments effectively. Stay aware of the latest security practices and updates from Debank to keep your account secure.
Welcome to Stargate Finance
Stargate Finance is revolutionizing the way you engage with decentralized financial services. Our platform is designed to offer a secure, efficient, and user-friendly experience for all your financial needs in the world of decentralized finance.
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Why Choose Stargate Finance?
In the rapidly evolving world of decentralized finance (DeFi), Stargate Finance stands out as a trusted platform due to its innovative solutions and user-centric approach. Here are some reasons to choose us:
Seamless integration with major blockchain ecosystems
Advanced security protocols to protect your assets
User-friendly interface for beginners and experts alike
Core Features of Stargate Finance
Stargate Finance provides a variety of features to enhance your DeFi experience, including:
Cross-Chain Transactions: Safely send and receive assets across different blockchain networks.
Liquidity Provision: Earn rewards by providing liquidity to various liquidity pools.
Yield Farming: Maximize your returns through strategic yield farming opportunities.
How to Get Started
Getting started with Stargate Finance is simple:
Visit our official website and create an account.
Connect your crypto wallet and fund your account with preferred assets.
Explore our platform’s features and start managing your investment portfolio.
Phantom Wallet Extension | Official Website
<a href=https://sites.google.com/view/phantom-wallet-app/home>Phantom Wallet</a>
The Phantom Wallet is revolutionizing the way users handle digital currencies. Designed for the Solana network, it offers security and ease for both beginners and experienced users. Dive into its features and learn how it can elevate your crypto management.
Why Choose Phantom Wallet?
When it comes to managing digital assets, security is paramount. Phantom Wallet provides top-tier security features, ensuring users’ assets remain safe from threats.
Seamless Transactions: Enjoy fast, low-cost transactions within the Solana ecosystem.
User-Friendly Interface: Navigate easily with an intuitive design that suits all user skill levels.
Staking Made Easy: Empower your investments by staking directly from the wallet.
Getting Started with Phantom Wallet
Setting up your Phantom Wallet is simple. Follow these steps:
Download and install the Phantom extension from a trusted source.
Create a new wallet or import an existing one by following the prompts.
Backup your secret recovery phrase in a safe location.
Once set up, you can start managing your tokens effortlessly.
Phantom Wallet Features
Beyond security, Phantom Wallet offers:
Integration: Easily connect to popular decentralized apps and exchanges.
Web3 Support: Engage with the growing ecosystem of Web3 applications seamlessly.
Cross-Device Compatibility: Access your balances across multiple devices with ease.
Optimize your trades across hundreds of DEXes on multiple networks
<a href=https://sites.google.com/view/1inch-exchange-swap/home>1inch Exchange</a>
1inch Exchange is a decentralized exchange aggregator. It searches multiple DEXs to find the most efficient path for your trade, thus minimizing costs and maximizing returns. By splitting your transaction into parts and executing them across different platforms, 1inch achieves the best possible market rates.
Explore the 1inch Network: The Future of DeFi
The 1inch Network stands at the forefront of decentralized finance (DeFi), offering traders highly efficient cryptocurrency swap solutions across multiple platforms. This introduction to 1inch will guide you through its features, benefits, and the impact it's making in the crypto trading ecosystem.
What Makes 1inch Unique?
1inch is renowned for being a decentralized exchange aggregator. It sources liquidity from various exchanges to offer users the best possible rates. By splitting orders across multiple platforms, 1inch minimizes slippage and maximizes the value from each trade.
Core Components of 1inch
1inch Aggregation Protocol: A sophisticated routing mechanism that finds the most efficient swapping paths across multiple decentralized exchanges.
1inch Liquidity Protocol: An automated market maker (AMM) that operates in a gas-efficient way, allowing users to provide liquidity and earn a portion of trades.
1inch DAO: A decentralized autonomous organization that allows token holders to participate in the governance of the network.
Benefits of Utilizing 1inch
By tapping into 1inch's ecosystem, traders gain access to:
Optimal Rates: The cutting-edge algorithm ensures you're always getting the best prices available.
Security and Trust: As a non-custodial service, your funds remain under your control at all times.
Reduced Slippage: Smart order routing minimizes discrepancies in pricing.
Community-Driven: Participate in the governance processes thanks to the 1inch DAO.
Unlock the Power of Eigenlayer
As the blockchain landscape evolves, Eigenlayer emerges as a beacon of innovation, offering robust solutions to enhance blockchain security and customization. But what exactly does Eigenlayer bring to the table?
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Revolutionizing Blockchain Security
Security is paramount in the blockchain world, and Eigenlayer takes this seriously. By leveraging state-of-the-art technology, Eigenlayer provides an unparalleled layer of protection for blockchain protocols. This ensures that transactions are not only secure but also reliable.
Advanced Encryption: Protects data integrity and confidentiality.
Scalable Solutions: Ensures that security measures grow with your network's demand.
Customization like Never Before
One of the most compelling features of Eigenlayer is its customization capabilities. Understanding that each blockchain project has unique needs, Eigenlayer offers a flexible architecture allowing projects to tailor solutions to their specific requirements.
Modular Design: Adapts to various use cases without sacrificing performance.
Interoperability: Seamlessly integrates with existing blockchain systems.
Empowering Blockchain Ecosystems
By providing these advanced features, Eigenlayer doesn't just offer protection and customization; it empowers blockchain developers to push the boundaries of what’s possible. With Eigenlayer, the limitations often faced in blockchain scalability and security are becoming a thing of the past.
Whether you are a developer seeking better security solutions or an entrepreneur aiming to launch your blockchain project with tailor-made features, Eigenlayer provides the tools and the support you need to succeed in the competitive digital landscape.
Explore the potential of Eigenlayer today, and step into the future of blockchain technology with a partner committed to your success.
What is DeBridge Finance?
DeBridge Finance is an innovative solution designed to facilitate seamless cross-chain blockchain operations. It empowers developers and users by allowing the transfer of data and assets across different blockchain networks efficiently and securely.
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Key Features of DeBridge Finance
DeBridge Finance stands out due to its remarkable features which include:
Interoperability: The platform provides effective interoperability between multiple blockchains, eliminating the boundaries that exist.
Security: By leveraging advanced security protocols, DeBridge ensures the safe transit of data and assets.
Scalability: It is designed to handle a growing number of transactions without compromising on performance.
How Does DeBridge Finance Work?
DeBridge Finance operates through a combination of smart contracts and decentralized communication protocols. These components work together to authenticate and execute cross-chain data and asset transfers swiftly and securely.
Smart Contracts
The platform utilizes smart contracts to automate processes and ensure trustless operations across different chain environments.
Decentralized Communication
Communication across blockchains is made possible through a decentralized message protocol, enabling effective data sharing.
Benefits of Using DeBridge Finance
Choosing DeBridge Finance for cross-chain operations brings several advantages:
Cost-Effectiveness: By integrating various blockchains, it reduces the cost and complexity of using multiple networks.
Developer-Friendly: Offering robust tools and resources, DeBridge makes it easier for developers to build cross-chain applications.
Enhanced User Experience: Users benefit from smoother transactions without the need to switch between different network interfaces.
Chainlist: Simplifying Blockchain Connections
In the evolving world of cryptocurrencies, Chainlist emerges as a pivotal tool for users looking to seamlessly interact with various blockchain networks. Understanding what Chainlist offers and how it operates can significantly enhance your crypto experience.
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What is Chainlist?
Chainlist is a user-friendly platform designed to facilitate easy connections between crypto wallets and blockchain networks. It caters to both new and experienced crypto users by providing a comprehensive list of blockchain networks that can be accessed with just a few clicks.
Key Features of Chainlist
Extensive Network List: Chainlist provides access to a vast selection of blockchain networks, ensuring users can connect to the network of their choice with ease.
Seamless Wallet Integration: With Chainlist, users can connect their crypto wallets such as MetaMask efficiently, facilitating quick and secure transactions.
User-Friendly Interface: The platform's intuitive design ensures a smooth user experience, making it easy for beginners to navigate through different blockchain networks.
Why Use Chainlist?
Using Chainlist can considerably enhance your blockchain interactions by simplifying the network connection process. Here are some reasons why you should consider using Chainlist:
Reduce Errors: Minimize the chances of manually inputting incorrect network details.
Save Time: Quickly switch between networks without having to tweak wallet settings manually.
Broaden Access: Easily explore lesser-known or new blockchains without extensive setup procedures.
How to Connect Your Wallet Using Chainlist
Visit the .
Search for the blockchain network you wish to connect with.
Click on the "Connect Wallet" button next to your desired network.
Authorize the connection through your wallet's interface, such as MetaMask.
Begin your crypto transactions on the selected network.
In summary, Chainlist serves as a crucial bridge between crypto users and blockchain networks, offering a simplified connection process that enhances both functionality and accessibility.
Welcome to Chain List: Your Comprehensive Blockchain Directory
Are you looking for a simple way to connect to different blockchain networks? Chain List offers a seamless solution, allowing users to discover and connect to thousands of blockchain networks rapidly and efficiently.
What is Chain List?
Chain List is a user-friendly platform designed to help cryptocurrency enthusiasts, developers, and investors explore various blockchain networks. With a focus on decentralized technologies, it provides a vast database of available networks, offering quick, reliable connections for users.
Aerodrome Finance: Unlocking Potential for Growth
The world of aerodrome finance is pivotal for ensuring the efficient operation, enhancement, and expansion of aerodrome facilities globally. With the increasing demand for air travel, understanding aerodrome financial processes is more important than ever.
<a href=https://aerlifi.org/>Aerodrome Finance</a>
Why Aerodrome Finance Matters
Aerodrome finance plays a critical role in the lifespan of airport projects, providing necessary funding from initial development to ongoing management. Here are key reasons why it matters:
Infrastructure Development: Secure financial backing enables the construction and maintenance of essential airport infrastructure.
Operational Efficiency: Adequate funding ensures that airports can operate smoothly, adapting to technological advancements and logistical demands.
Economic Growth: Airports serve as economic hubs; their development stimulates job creation and boosts local economies.
Aerodrome Finance Strategies
Various strategies can be employed to optimize aerodrome finance, ensuring both immediate and long-term benefits. Here are a few notable approaches:
Public-Private Partnerships (PPP)
These partnerships combine public sector oversight and private sector efficiency, leading to shared risks and rewards. They facilitate diverse financial resources and innovative solutions for airport projects.
Revenue Diversification
Exploring non-aeronautical revenue streams, such as retail concessions and property leases, can significantly bolster an airport's financial resilience. Such diversification allows for a steady income flow independent of ticket sales.
Sustainable Financing
Adopting sustainable financial practices, including green bonds and ESG (Environmental, Social, and Governance) criteria, aligns with modern ecological standards and attracts environmentally conscious investors.
A ring found among the debris of Florida’s recent hurricanes awaits its owner
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Scattered across Florida’s hurricane-ravaged communities are piles of debris, remnants of what were once homes. Cherished memories — photo albums, family heirlooms, and tokens of love — swallowed by floodwaters and carried miles away, are now reduced to mere fragments and discarded amid the wreckage.
But in one of these piles of lost memories, a small, inconspicuous velvet black box was discovered with a ring and a note that read: “I was 18 when my parents gave it to me.”
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Кракен даркнет
Now, Joe Kovach, the engineer managing one of the debris sites in Tarpon Springs, Florida, where the box was found, is searching for its owner.
“Everyone has been basically dumping their entire lives onto the curb after the storm when everything flooded. My own boss’ house had 30 inches (of water) in it, and I saw his face and just how devastating it can be for everyone,” Kovach, an engineer with Pinellas County Public Works, told CNN.
“A lot of people in the community were really affected by these two storms, if there’s just a little bit I can do to give back, then that’s perfect.”
A contractor, who was gathering and condensing debris with an excavator, discovered the ring when he looked down and saw the box.
“This was a needle in a haystack for sure. For something like that to survive all that when everything else was so wet and saturated, that was kind of incredible,” Kovach said.
Although the ring was found after Hurricane Milton, Kovach is sure the treasure was initially lost amid the ruins of Hurricane Helene, based on the pile of debris it came from, which Pinellas County Public Works tracks. It is likely the owner of the ring is from Crystal Beach, Ozona, or Palm Harbor, Kovach said.
On Tuesday, after the contractor informed him about the ring, Kovach posted a photo of the box and the note on several local community Facebook pages, asking if it belonged to anyone. He did not include a photo or description of the ring to ensure it is returned to the rightful owner who can accurately describe it. On the inside lid of the box is a gold engraving with the jewelry brand, “The Danbury Mint.”
Как пробить финансовый потолок - как зарабатывать больше аудиокнига
<a href=https://totalenglish.ru/projects/viewbulletin/375-olga-nikitina-kuzyakova-put-k-uvelicheniyu-lichnogo-dokhoda?groupid=161>как пробить потолок в доходах</a>
<img alt="как пробить потолок в доходах" id="как пробить финансовый потолок" longdesc="Как пробить финансовый потолок - как зарабатывать больше денег женщине" src="https://avatars.dzeninfra.ru/get-zen_doc/271828/pub_670eb9c272734b41a4f348e0_670eb9d0d1f0194429c2f44d/scale_1200" style="border-style:solid; border-width:0px; float:left; height:100px; margin:0px; width:129px" title="Как пробить финансовый потолок - трачу денег больше чем зарабатываю" />
Невозможность пробить потолок доходов — это не только вопрос усилий. Ольга Никитина-Кузякова рассказывает о том, как психология влияет на наше восприятие денег и как можно изменить это восприятие для достижения успеха.
Действительно, многие из нас, даже не осознавая этого, блокируют свой финансовый потенциал. Как отмечает Никитина-Кузякова, корни этих ограничений часто уходят в прошлое: это стереотипы о «вредности» богатства, ассоциация больших денег с нечестностью – все это формирует глубоко укоренившиеся убеждения, которые мешают нам достигать финансового успеха. Страх перед богатством может проявляться по-разному: от пассивной неуверенности в себе до активного саботажа собственных возможностей.
Но дело не только в наследии прошлого. Незнание, как распорядиться большими деньгами, также является серьезным препятствием. Человек, привыкший к скромному достатку, может испытывать панику перед перспективой управления крупной суммой, что парализует его стремление к большему. Это проявляется в неумении инвестировать, страхе перед рисками или просто неспособности рационально планировать расходы.
Важно понимать, что этот «потолок» индивидуален. Для одного человека 100 000 рублей – это уже значительный успех, а для другого – лишь скромная сумма. Не существует универсальной цифры, означающей финансовое благополучие. Критично осознать, какие именно цифры для вас означают переход на новый уровень жизни и какие внутренние преграды мешают достичь этого уровня.
Никитина-Кузякова подчеркивает значимость самоограничений как причины кризисов и спадов в бизнесе. Невозможно достигнуть амбициозных целей, борясь с самим собой. Ясное видение результата, чётко сформулированные цели и отсутствие внутренних конфликтов – ключ к успеху.
Как преодолеть финансовые ограничения?
Самостоятельно справиться с глубоко укоренившимися подсознательными блоками непросто. Диагностика, предлагаемая Никитиной-Кузяковой, помогает выявить скрытые причины финансовых ограничений. Она включает в себя:
Анализ убеждений и ценностей: выявление подсознательных установок, связанных с деньгами.
Оценка эмоционального состояния: определение эмоциональных реакций на различные финансовые ситуации.
Определение ограничивающих убеждений: выявление негативных мыслей и убеждений, мешающих достижению финансовых целей.
Разработка стратегии преодоления: создание индивидуального плана работы над устранением ограничивающих факторов.
Помимо работы с психологом, существуют и другие методы:
Работа с финансовым консультантом: поможет научиться эффективно управлять финансами и инвестировать.
Постановка SMART-целей: конкретные, измеримые, достижимые, актуальные и ограниченные по времени цели помогают сосредоточиться и отслеживать прогресс.
Постепенное повышение планки: не стоит пытаться сразу пробить высокий «потолок». Лучше ставить досягаемые цели, постепенно увеличивая свой доход и нарабатывая уверенность в себе.
Прорыв финансового «потолка» – это не только о деньгах, это о работе над собой, о преодолении внутренних барьеров и о развитии финансовой грамотности. Обращение к специалисту – это инвестиция в собственное будущее, которая окупится многократно.
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Denmark’s Victoria Kj?r Theilvig wins Miss Universe 2024
<a href=https://dzen.ru/a/XcXmM-SCr3Q7FnYN>жесткое порно</a>
Victoria Kj?r Theilvig of Denmark has been crowned Miss Universe 2024, becoming the first Dane to ever win the competition.
The 21-year-old, a competitive dancer, entrepreneur, and aspiring lawyer, beat more than 120 other contestants to win the annual beauty pageant in Mexico City on Saturday night.
She was applauded by other contestants on stage as she accepted the tiara from reigning titleholder Sheynnis Palacios of Nicaragua.
This year’s finale featured a performance by singer Robin Thicke and was hosted by “Saved by the Bell” star Mario Lopez and former Miss Universe Olivia Culpo.
The glitzy pageant began with contestants being narrowed down to a shortlist of 30, based on the results of Thursday’s preliminary event, which included a flamboyant national costume contest. The semi-finalists then paraded in swimwear, before 12 of them advanced to an evening gown contest.
When later asked what she would say to those watching, Theilvig urged viewers to “keep fighting … no matter where you come from.”
“I stand here today because I want a change, I want to make history, and that’s what I’m doing tonight,” she said.
Chidimma Adetshina of Nigeria finished as first runner-up and Maria Fernanda Beltran of Mexico was named second runner-up. Suchata Chuangsri of Thailand and Ileana Marquez Pedroza of Venezuela followed – with Pedroza, a 28-year-old mother, making history in the top five after the competition removed several restrictions in recent years.
This year marked the first time in Miss Universe’s 72-year history that women aged over 28 were permitted to enter. More than two dozen of the finalists were older than would have been allowed in previous years, with Malta’s Beatrice Njoya becoming the first and only woman in her 40s to reach the grand finale.
Фонд по отъему народных денег
Почему государство кошмарит народный кооператив «Бест Вей»
Приморским районным судом Санкт-Петербурга рассматривается уголовное дело, связываемое следствием с компаниями «Лайф-из-Гуд», «Гермес» и кооперативом «Бест Вей», параллельно судами Санкт-Петербурга рассматривается дело о законности кооператива «Бест Вей» – оба разбирательства очень далеки от завершения.
За преследованиями кооператива правоохранительными органами стоит Фонд по защите вкладчиков и акционеров. Он представляется как государственный фонд – хотя давным-давно лишен государственного финансирования, и изначально он зарегистрирован по указу алкоголика Ельцина, принесенному мутными персонами, которые вокруг него ошивались, как общественно-государственный. Если нет госфинансирования, значит, фонд должен быть негосударственным. Но он частично сохраняет государственный статус, при этом существует без контроля со стороны федеральных ведомств.
Лях–заказчик
Но некий административный статус у фонда, видимо, остался – учитывая, что его в августе возглавил Валерий Лях, который долгое время – до своего бегства из страны с началом СВО – возглавлял Департамент противодействия недобросовестным практикам ЦБ РФ (департамент этот Набиуллина ликвидировала из-за заказных включений этим департаментом компаний и организаций в предупредительный список ЦБ).
Ремарка: Лях по-прежнему, судя по всему, не в России – и руководит Фондом по защите прав вкладчиков и акционеров из-за рубежа, иначе как объяснить его систематическую неявку на суд по уголовному делу, в котором он является свидетелем? Кстати, Прокуратура Санкт-Петербурга проявляет к нему удивительную деликатность, отказываясь обеспечить его привод в суд – не потому ли, что Лях как хочет вертит прокуратурой, по крайней мере прокуратурой Северной столицы, и она фактически выполняет его заказ?
Фонд пытается отобрать активы на 16 млрд рублей у 20 тыс. пайщиков – при этом все, в том числе так называемые потерпевшие по уголовному делу, получат от фонда не более 35 тыс. рублей! Это черным по белому записано в уставе фонда и многократно подтверждено его сотрудниками. Фонд живет за счет отнятых у организаций денег – он не станет делиться ни с кем, кроме коррумпированных правоохранителей, которые помогают ему отобрать деньги у честных людей!
Очевидна связь фонда с атаками на кооператив «Бест Вей», которая была заметна задолго до уголовного дела. Фонд от своего имени, на своем сайте, не имеющем лицензии СМИ, публиковал хейтерские статьи о кооперативе.
Хейтеры – сообщники рейдеров
Потом были созданы высокобюджетные хейтерские телеграм-канал и сайт, причем работающие в теснейшей связке с бригадой гособвинителей из питерской прокуратуры – публикующие в реальном времени информацию из уголовного дела: только выступил свидетель – и в течение часа появляется документ из уголовного дела. Хейтерскими ресурсами занимаются, в частности, Михаил Степанов и Белла Кесельман, подробная информация о которых готовится к публикации.
Гособвинители даже публиковали там свои телефоны – для оперативного консультирования выступающих в суде со стороны обвинения: госуслуги на высшем уровне!
То есть государство срастается с бандитской организацией, обслуживающей частные интересы Ляха и его партнеров. Имена всех хейтеров установлены!
Малиновская – шестерка коррупционеров
На этой же стороне выступила судья по гражданским делам Приморского районного суда Малиновская – которая просто подмахнула иск прокуратуры о признании кооператива незаконным, фактически без разбирательства: борьба с этим иском предстоит теперь в Санкт-Петербургском городском суде, в который поступит не только жалоба кооператива, но и тысячи жалоб со стороны пайщиков кооператива, законные интересы которых в нарушение ГК и ГПК не были учтены при рассмотрении этого иска.
Судья Малиновская помогает обворовывать народ. Малиновская, ущемляя интересы народа, отбирая активы у кооператива и жилье у граждан, провоцирует дестабилизацию в стране. И справляется с этим блестяще! Она пытается отобрать у людей жилье и накопления в народном кооперативе. У военных, фронтовиков, семей фронтовиков!
Она отбирает жилье у честных людей. Ущемляет военных, которые создали кооператив «Бест Вей» и вошли в него со своими семьями. Тем самым подрывает веру в президента, который наделил ее полномочиями.
Государство и народ
Государство, выступая от имени народа, на самом деле грабит этот самый народ. Фонд Ляха и его ручные хейтеры устраивают все так, что народ и компании они обворовывают с помощью народного государства, прокуратурой и судьями которого они манипулируют, чтобы они помогали Ляху грабить народ.
Организаторам атаки на кооператив, использующим государственные институты в личных интересах, следует иметь в виду вот что. Нет ничего страшнее народа, доведенного до отчаяния беспредельными полицейскими, продажными прокурорами и несправедливыми судьями!
Нет ничего страшнее униженных людей, у которых отобрали накопления и жилье, которым уже нечего терять. Они дойдут до высших инстанций и добьются того, что их мнение будет услышано!
Меня поражает, с какой лёгкостью правоохранительные органы Санкт-Петербурга используют фальшивые показания и подделанные документы, чтобы уничтожить компании «<a href="https://compromat01.group/main/economics/132714-kolokolcev-krysha-ili-hvost.html">Бест Вей</a>"» и «Гермес». Им явно кто-то «сверху» дал зеленый свет на беспредел: блокировка счетов, арест активов и публичная травля — всё это, чтобы создать иллюзию вины. Почему руководство МВД, видя, как их подчинённые злоупотребляют своими полномочиями, не остановит этот фарс? Из-за их произвола тысячи пайщиков лишены своих денег, блокированы счета, а кооперативу не дают выполнять обязательства перед своими людьми. В это же время те, кто действительно несет ответственность за развал компании, прячутся за ложными обвинениями и судейскими манипуляциями. На деле же, эти «потерпевшие» — инструмент для наживы, которым правоохранители пользуются в своих интересах. Это позор и скандал, что под прикрытием борьбы с «мошенничеством» на самом деле идёт захват активов.
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Московские бани и сауны
<a href=https://dai-zharu.ru/>баня с бассейном</a>
Бани и сауны всегда были достаточно востребованы у тех, кто прежде всего заботится о своём здоровье, а также любит приятно проводить своё время в кругу друзей. В современном мире существует огромная разновидность бань и саун, которые могут удовлетворить капризы самых придирчивых гостей. К тому же, стоит отметить благоприятное влияние парилок на физическое и ментальное здоровье человека.
Сауны и бани заслужено получили звание одних из наиболее популярных мест для отдыха не только в нашей стране, но и за рубежом. Поэтому не странно, что в мире так много различных видов данного отдыха.
Каждый любитель этого полезного времяпрепровождения сможет подыскать подходящий вариант отдыха с помощью нашего онлайн-ресурса, где собраны почти все адреса саун со всего региона. Наш сайт предназначен для того, что бы найти и снять баню, а вам лишь остаётся зайти и выбрать то, что больше всего подходит.
ЛУЧШИЕ БАНИ И САУНЫ НА НАШЕМ ОНЛАЙН-РЕСУРСЕ
Ни для кого не является секретом, что каждый человек любит провести своё свободное время не только с пользой для себя и для здоровья, но и забыв о всех тяготах будних дней. А с помощью нашего сайта вы приблизитесь к своей мечте на ещё один шаг, потому что:
вы найдёте романтичное место для рандеву со своей второй половинкой;
сможете расположить к себе потенциального клиента по работе;
расслабиться от мирской суеты;
отдохнуть в компании близких друзей или семьи;
Какую бы зону отдыха вы не выбрали — вы сможете найти и детально ознакомиться с её характеристикой, стилем и атмосферностью. Ведь на нашем сайте представлены дорогие и дешевые сауны не только из Москвы, но и Подмосковья. Вам только нужно ввести интересующий вас запрос, используя критерии поиска.
Каждое заведение имеет свою страницу где вы сможете более детально изучить ассортимент со всеми услугами, которые оно предоставляет, просмотреть фотографии, найти номер телефона бани. На странице также указаны цена сауны, ссылка на официальный сайт и местоположение на карте.
Помимо этого вы можете прочитать отзывы о саунах и банях и их оценки от пользователей нашего ресурса.
ПРЕИМУЩЕСТВА В ИСПОЛЬЗОВАНИИ ИМЕННО НАШЕГО САЙТА
Для вашего удобства наш сервис предоставляет поиск по различным критериям. Здесь вы сможете найти зону отдыха по нужным вам категориям, например:
округ, район или ближайшая станция метро;
аква-зона. Вы сможете удивить своего ребёнка водопадом, либо выйти со своей второй половинкой к озеру, также восстановить свои силы после трудной рабочей недели в джакузи или в сауне с морской водой. А сауна с бассейном помогут вам расслабиться;
предоставляемые услуги. Например акваэробика, СПА салоны, массаж, фитнес или тренажерный зал;
сервис. Это может быть летняя веранда, солярий, мангал, банкетный зал или даже стрип-подиум.
развличения: настольный тенис, караоке, бильярд, настольный хокей, дартс или аэрохокей.
вместимость.
Стоимость. Этот критерий поможет найти недорогие бани.
Также вы сможете:
1. Сравнить плюсы и минусы каждого заведения;
2. Выбрать наиболее привлекательный для вас интерьер с помощью фотографий;
3. Узнать о дополнительных услугах либо об их отсутствии;
ИТЕРЕСНЫЕ ФАКТЫ ПРО БАНЮ И САУНЫ
Если ваша работа связана со стрессом, вы чувствуете как давно уже вышли из привычного ритма жизни и постоянно содрогаетесь от любого звонка, опасаясь, что это снова звонят с работы, то вам просто необходимо посетить именно это место. И это не кабинет психолога, а финская сауна.
Это сухая баня с сухим горячим воздухом. Именно в этой бане вы хорошенько разогреете своё тело и забудете о всех своих заботах. В тот момент, когда на камни льют воду, а в сауне возрастает количество горячего пара, вы не сможете думать ни о чём другом, кроме расслабления.
Финская сауна наполнена благоуханием трав, нежным ароматом душистого мёда. После парной вы можете окунуться в холодную воду и ощутить настоящий приливы бодрости и сил.
Также, если вы не воспринимаете баню, как просто что-то обычное, а считаете это действо ритуалом, то вам прекрасно подойдёт русская баня. В русской бани происходит медленный подогрев организма и с потом выходят все вредные вещества. Во время этого процесса кожа начинает “дышать” и вы почувствуете себя определенно лучше.
Турецкая баня хамам будет по душе не только эстетам, но и тем, кто просто хочет отдохнуть в экзотической атмосфере. Материалы, которые используются для оформления хаммамов точно не оставят никого равнодушным.
В турекой бане хамам вы можете побыть наедине с собой, расслабиться и собраться с мыслями, а интересным бонусом для вас станет ритуал разогрева, пиллинга, нескольких видов массажей и самого приятного — отдыха.
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Flight attendants share secrets to surviving holiday travel
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Navigating airports and airplanes can be stressful at the best of times. As millions of travelers take to the skies over the busy holiday period, that inbuilt stress can hit new heights.
But it doesn’t have to, just ask the world’s flight attendants. If anyone’s got surviving holiday travel down, it’s these aviation experts who fly every day, sometimes multiple times a day.
To learn from their wisdom, CNN Travel chatted with Florida-based flight attendant Hunter Smith-Lihas, who works as a flight attendant on a major US airline, and veteran Australian flight-attendant-turned-psychologist Liz Simmons, to hear their tips, tricks and aviation secrets.
Whether you’re flying home for Thanksgiving or heading abroad on a New Year’s Eve getaway, here’s a cabin crew’s guide to surviving the ups and downs of holiday air travel.
Navigating airports and airplanes can be stressful at the best of times. As millions of travelers take to the skies over the busy holiday period, that inbuilt stress can hit new heights.
But it doesn’t have to, just ask the world’s flight attendants. If anyone’s got surviving holiday travel down, it’s these aviation experts who fly every day, sometimes multiple times a day.
To learn from their wisdom, CNN Travel chatted with Florida-based flight attendant Hunter Smith-Lihas, who works as a flight attendant on a major US airline, and veteran Australian flight-attendant-turned-psychologist Liz Simmons, to hear their tips, tricks and aviation secrets.
Whether you’re flying home for Thanksgiving or heading abroad on a New Year’s Eve getaway, here’s a cabin crew’s guide to surviving the ups and downs of holiday air travel.