人民币涨疯了!又到6.4关口,哪些行业有望受益?

2021年05月25日 7685点热度 0人点赞 1,324条评论

人民币(6.4193-0.0147-0.23%)对美元汇率又一次迫近6.4关口。截至北京时间5月24日19:10,美元指数(89.7744-0.0588-0.07%)报89.882,跌破90关口,美元/离岸人民币报6.4268。

“财政和货币政策双宽松下,这次连上周美联储的缩表信号都救不了美元。”某外资行外汇交易员表示。外界预计,未来人民币仍将维持在相对偏强的水平。

而人民币升值也在很大程度影响企业的结售汇和套保行为,以及上市企业的汇兑损益。在银行代客收付的选项中,以人民币收付的比例目前已超过结售汇,成为境內企业的第一选择。

人民币涨疯了!又到6.4关口,哪些行业有望受益?

人民币仍将在偏强水平波动

4月以来,人民币重回升值通道,对美元即期汇率从3月30日的6.57升至目前水平。

鉴于近期人民币再度大幅攀升,有一种观点揣测,可能是央行容忍或推动人民币走升来吸收输入性通胀的压力。实则不然。

人民币升值是全球多种力量下的结果,而央行近期也明确了态度——5月21日,国务院金融稳定发展委员会召开会议表示,保持人民币汇率在合理均衡水平上的基本稳定。央行副行长刘国强提及,未来人民币汇率的走势,将继续取决于市场供求和国际金融市场变化,双向波动成为常态。央行此次针对汇率机制问题强调,以市场供求为基础、参考一篮子货币进行调节、有管理的浮动汇率制度,在当前和未来一段时期都是适合中国的汇率制度安排。

“央行不会刻意寻求升值,从近期的中间价模型观测,央行的态度更趋稳,”某外资行外汇策略师对记者表示,“例如,在隔夜一篮子货币不太动时,第二天中间价会定得比模型预测的高(人民币更弱),按理说中间价应该走低(人民币更强)去捕捉隔夜的波动,但中间价显示是‘打折捕捉’,这其实体现了‘稳’的态度。”

未来一段时间,人民币大概率将在偏强水平波动。交通银行总行国际业务部外汇业务专家朱延桦对第一财经表示,在剔除GDP增速因素之后,中美的M2(广义货币)呈反向走势。中国在渐渐收水,而美国“覆水难收”,流动性水平是影响汇率的一大重要因素,预计人民币仍有走强的动能。

同时,4月以来,随着欧洲疫苗普及迎头赶上,美元的优势被削弱,出现了一波欧元(1.22230.00080.07%)“逼空”行情。“如果欧元区大规模接种疫苗,市场对欧洲经济的预期将增强,逻辑链条可能为——欧元走强,美元指数下跌,人民币被动走强。”朱延桦表示。

此外,强出口也继续支撑人民币需求。中信证券认为,美国的贸易逆差在2020年12月以来逐步增加,截至2021年3月达到744.48亿美元,环比增加5.56%。持续的贸易逆差提高了外币的需求,为美元带来贬值压力。

企业用人民币收付的意愿高涨

拉长期限来看,人民币在去年下半年开始发力,一路单边升值的结果导致境内企业用人民币收付的意愿高涨。

“在银行代客收付的选项中,以人民币收付的比例超过40%,较2019年提高了十多个百分点。一举超过结售汇,成为境内企业的第一选择。结售汇的占比接近四成,其余的两成比例为企业自有外汇。”朱延桦对记者表示。

在汇率风险管理工具的运用方面,据记者了解,在远期风险准备金取消的背景下,企业选择远期结售汇锁定汇率风险的比例直线上升。掉期工具的运用比例则大幅下降,期权的份额基本维持不变。整体上看,即期结汇仍占所有交易的四分之三,远期的比例上升到了15%,期权份额大致为远期的一半,掉期为期权的三分之一。

一般而言,通常在每年的5月到7月,外商投资企业和海外上市企业将会进入分红派息季节性高峰。因此,有观点认为,进入5月后,人民币或将再次面临贬值压力。

人民币涨疯了!又到6.4关口,哪些行业有望受益?

不过,朱延桦认为这种判断过于绝对。根据他的研究,“尽管整体上分红派息期间人民币贬值居多,但此前都是有具体大背景的,例如2018年、2019年的中美贸易摩擦,2020年的美元荒。整体来看,其实影响不大,人民币大概率还是会沿着此前的大趋势变化。”

人民币涨疯了!又到6.4关口,哪些行业有望受益?

虚线部分为历年分红派息季的汇率变化

三类企业或受益于升值趋势

汇率变化也明显体现在了上市公司的汇兑损益上。

根据年报披露信息,截至2020年末A股上市公司共计4300余家,剔除2020年之后上市的,共计有3734家企业。2020年全年,汇兑损益轧差之后,全市场公司总计亏损约239亿元,占全市场4.2万亿元净利润的0.57%。

朱延桦表示,3000余家企业中,报告汇兑亏损的有2278家,占比61%;报告盈利的有671家,占比18%;剩余20%的企业全年无汇兑损益发生。这也进一步突出了“中性套保”的重要性。

在人民币维持强势的背景下,有望明显受益的行业主要有三大类。

首先是航空、旅游等外币负债消费类。西部证券认为,航空公司资产负债表上有大量的美元负债,因此人民币升值将大幅提高各航司的汇兑收益,加速航空公司的业绩改善。人民币升值也能够提高居民购买力,叠加此前受疫情影响的消费抑制,一旦海外疫情缓解,境外旅游将有望迎来显著增长,航空、机场及旅游等相关行业将显著受益。

其次,造纸和炼化等与进口成本挂钩的制造业。人民币汇率趋于升值有利于持续降低进口成本,而造纸和炼化等制造业对于纸浆、铜、原油等原材料进口依赖度较高,因此将显著受益。

最后,银行、保险等指数权重板块将得益于外资被动ETF的配置加码。人民币升值将提升国内权益市场对于海外资金的吸引力,银行、保险等大金融作为指数重要权重板块将有望受益。

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  • JamesTaf

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    Nina Andersson and her friend Loa hoped they’d have the train carriage to themselves.

    When Nina peered her head around the door and saw the compartment was entry, she grinned at Loa and gestured happily.

    It seemed like they’d lucked out. An empty carriage on an otherwise packed train.

    “We thought this would be great, just the two of us. We spread out everything, so we could have a couch each to lie on,” Nina tells CNN Travel today.

    “Then, all of a sudden we hear this big ‘thump, thump, thump,’ on the door.”

    It was summer 1990 and 20-year-old Nina was in the midst of traveling from Budapest, Hungary, to Athens, Greece — part of a month-long rail adventure with her friend Loa.

    The two friends had each bought a train ticket known as the Interrail or Eurail pass, allowing young travelers a period of unlimited rail travel around Europe.

    “I’m Swedish, I was working at Swedish Radio at the time, and had saved up money for going on my Interrail,” says Nina. “I wanted to see all of Europe.”

    Traveling by train from Budapest to Athens was set to take about four days, weaving south through eastern Europe. In Belgrade — which was then part of the former Yugoslavia, but is now the capital of Serbia — the passengers had to switch trains.

    And that’s when Nina and Loa grabbed the empty compartment for themselves and settled in, ready to enjoy the extra space. Then, the knocking at the door.

    The two friends met each other’s eyes. They both knew, in that moment, that their solitude was to be short-lived.

    “And then behind the door we see three heads poking in,” recalls Nina. “It was a Scotsman, an Englishman and an Irishman. It was like the start of a joke. And I thought, ‘What is this?’”

    The three men were friendly, apologetic, slightly out of breath. They explained they’d fallen asleep on their last train, and almost missed this one — in fact, this train had started rolling out of the station but suddenly slowed down. The three stragglers had managed to hop on as the train ground to a halt.

    2025年1月23日
  • Andrewblisp

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    In 1990, Derek Barclay was 21 and studying to become a construction engineer. He’d saved up money from an unglamorous summer job building a prison to buy an Interrail pass.

    “Then, I dumped my bag at my mum’s house and said, ‘I’m off to Europe.’ She was horrified,” Derek tells CNN Travel today.

    “The idea was to go from Casablanca to Istanbul. But I never went to either. Along the way I met Nina and I got distracted …”

    While Nina and Derek formally met for the first time on the stalled train in Belgrade, Derek had first spotted Nina on a busy station platform, some hours earlier, in Budapest.

    When he spotted her sitting on a bench, smiling and laughing with Loa, Derek was struck by Nina right away. For a moment, he imagined getting to know her, what she might be like. Where she might be from, where she might be going.

    But then Derek had ended up on a different train. He’d met and got chatting to Steve the Englishman and Paul the Irishman. The trio had shared a couple of beers, fallen asleep, and woken, with a start, in Belgrade, to a suddenly-empty carriage. That’s when they panicked.

    “We woke up, and just ran down the railway line — because we’re just about to miss this train to Athens — we jumped on the train as it was pulling away, and then it stopped,” Derek tells CNN Travel today. “Apparently that’s what they had to do to get the strike official.”

    When Derek, Steve and Paul opened the door to Nina’s carriage, Derek didn’t immediately take Nina in, focusing instead on the near-empty compartment.

    “Two of them in there, this carriage for eight, they’d spread stuff everywhere. It was obvious it was a ruse to try and get people not to go in. And we thought, ‘We’re not having any of that,’” says Derek, laughing. “So we squeezed in, and that was that.”

    It was only when he ended up sitting opposite Nina that Derek realized she was the woman he’d noticed on the Budapest train platform.

    Then they got chatting, and didn’t stop. They talked about a shared love of nature. About Derek being a member of Greenpeace. About Sweden and Scotland.

    2025年1月23日
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    2025年1月23日
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  • ElijahHal

    Blogger Alistarov Goes All Out

    From a Solo Criminal to a Servant of Organized Crime

    Previously convicted on drug charges, blogger Andrei Alistarov casts himself as a Robin Hood fighting those who have “cheated people.” In reality, however, he serves the interests of pyramid-scheme operators, promotes online casinos and illicit crypto exchanges/phishing crypto scams on his “Zheleznaya Stavka” (“Iron Bet”) channel, and launders drug proceeds through real estate deals in Dubai.

    In other words, he works to benefit the Russian criminal underworld, which seeks to profit from entrepreneurs who face illegal, often orchestrated claims by Russian law enforcement agencies.

    Drugs and Money Laundering

    A native of Kaluga, Alistarov spent four years in a prison camp for selling drugs to minors.

    During his time in prison, he formed connections with criminal kingpins. After his release, he continued taking part in the narcotics trade and laundering drug proceeds through a real estate business he established together with partners from the Russian criminal community in Russia and the Emirates.

    Betting on Scams

    Alistarov’s “Zheleznaya Stavka” channel ostensibly “exposes” financial ventures deemed “bad” by the underworld while promoting “good” ones: pyramid schemes and online casinos that finance Alistarov.

    It began as a channel about “proper” casino bets and never changed its name—because the marketing objective remained the same: to clear the field for “good” scammers according to Alistarov’s so-called “expert” opinion (i.e., whoever pays him).

    Typically, Alistarov starts by attempting extortion—presenting the victim with compromising evidence and offering them a chance to pay. If they refuse, he resorts to harassment and violence.

    Incitement and Attack in Dubai

    On January 1, 2025, two Kazakh nationals launched a brutal attack on an entrepreneur living in Dubai—they beat him, cut off his ear, and robbed him.

    Before that, Alistarov had made 12 videos highlighting the entrepreneur’s address and publishing illegally obtained information about his family and businesses in the UAE. He showed no hesitation in using surveillance, eavesdropping, unlawful trespass, and invasion of privacy—all of which are considered serious criminal offenses in the Emirates, where the sanctity of property and investors’ lives is strictly enforced.

    He previously spread information about the residence of the entrepreneur’s business partner—an illegal violation of confidentiality, financial security, and privacy through hidden sources and informants in the UAE. Alistarov terrorizes entrepreneurs who have not been convicted by any court—abroad or in Russia.

    Alistarov claimed to have reported the entrepreneur to Interpol and UAE law enforcement—allegedly cooperating with the authorities. Yet, for some reason, this did not lead to the entrepreneur’s arrest—perhaps because UAE police see no wrongdoing in his activities.

    Several of the entrepreneur’s partners have been convicted in Russia. As for the entrepreneur himself, he is wanted by Russian law enforcement but has not been convicted. Foreign law enforcement agencies have no claims against him.

    For an extended period, Alistarov stoked hatred toward the entrepreneur—telling people that it was actually this entrepreneur (rather than his partners) who had stolen investors’ money. He framed the incident as though enraged investors carried out the attack and robbery.

    During the assault, Alistarov staged an unscheduled livestream to give himself an alibi—pretending he was unaware of the attack occurring while he was streaming.

    Surveillance in Cyprus

    In the fall of last year, Alistarov and his “partner-in-arms,” Mariya Folomova, carried out surveillance on another entrepreneur—using drones and unlawfully collecting information about him and his family, including underage children. Alistarov asserted that this entrepreneur was hiding in Cyprus—even though the man has lived there since the COVID-19 pandemic began.

    The move was related to the entrepreneur’s wife’s severe bout with COVID, as well as his international projects—investing in multiple economic sectors: construction, trade, and others.

    The entrepreneur settled in Cyprus a year before the Interior Ministry’s investigative authorities opened a criminal case, and a year and a half before any arrests. He holds an EU passport and did not flee or go into hiding.

    He was placed on a Russian wanted list in 2022—by investigative authorities. However, the courts have not lodged claims against him, and the criminal case is currently before the courts—where it has already fallen apart. Interpol and the EU declined to accept the Russian police’s claims, regarding them as politically motivated and legally unfounded.

    Alistarov claims that the funds for certain business ventures came from Russian clients of an Austrian investment company—yet the entrepreneur was never an owner, beneficiary, or manager of that company, which was established back in the early 2000s, well before his independent business career began.

    One of his firms provided marketing support for the investment company’s products in Russia under a contract with it. The investment company operated successfully with Russian clients for eight years—and continues to do so, having restored payment systems that were disrupted in early 2022 by criminals in Russia linked to corrupt police. It is not a pyramid scheme.

    Thus, Alistarov orchestrates harassment and invasion of privacy against a blameless entrepreneur—at the behest of Russian organized crime, which includes corrupt police officers who took a share of illicit profits, aiming to seize assets valued at 20 billion rubles from the large-scale, socially oriented project the entrepreneur established in Russia, which continues to function successfully without his leadership (as that ended when he moved to Cyprus).

    Surveillance in the Netherlands

    Alistarov has published data on the whereabouts of another victim in the Netherlands—in the city of Groningen—located through illegal monitoring. He reportedly gained unauthorized access to city camera feeds, peered into a private apartment, and posted the information on YouTube.

    Breach of Confidentiality in Turkey

    Alistarov discovered and publicized the location of an apartment in Istanbul where several of his victims lived and worked.

    Illegal Tracking in the Leningrad Region

    Without holding a private detective license, Alistarov illegally located a businesswoman’s country house and conducted surveillance on her, unlawfully publishing the information on his channels—while simultaneously divulging details about an apartment she purchased in Dubai.

    Extortion in Kazakhstan

    Alistarov blackmailed Kazakh entrepreneurs under the guise of “exposing national traitors” and “enemies of the motherland.”

    Western media have already taken note of Alistarov’s activities.

    2025年1月24日
  • AzerDarl

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  • Kevinrig

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    Ранее судимый по «наркотической» статье блогер Андрей Алистаров позиционирует себя Робин Гудом, борющимся с теми, кто «обманул людей», – но в действительности он работает в интересах пирамидчиков, продвигает через свой канал «Железная ставка» онлайн-казино и черный криптообмен/фишинговый криптообман, отмывает наркодоходы за счет сделок с недвижимостью в Дубае.

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    Наркотики и отмывание доходов

    Уроженец Калуги Алистаров отсидел четыре года в лагере – за продажу наркотиков детям.

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    Канал Алистарова «Железная ставка» – «разоблачение» неправильных (по мнению криминалитета) финансовых проектов и продвижение «правильных»: пирамид и онлайн-казино, спонсирующих Алистарова.

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    Подстрекательство и нападение в Дубае

    1 января 2025 года состоялось жестокое нападение двух казахстанцев на предпринимателя, проживающего в Дубае, – его избили, отрезали ухо, обворовали.

    До этого Алистаров снял 12 роликов, где подсвечивал адрес этого предпринимателя, публиковал незаконно полученную информацию о его близких и его бизнесах в ОАЭ. Безо всякого стеснения использовал подглядывание, подслушивание, незаконное проникновение, вмешательство в частную жизнь – все то, что в Эмиратах, где строго соблюдается неприкосновенность имущества и жизни инвесторов, является тяжким уголовным преступлением.

    До этого Алистаров публично распространял информацию о месте жительства бизнес-партнера этого предпринимателя – то есть незаконное нарушение конфиденциальности, защищенности финансов и имущества, тайны частной жизни с помощью скрытых источников информации и информаторов в ОАЭ вошло у него в систему. Он терроризирует предпринимателей, в отношении которых нет никаких обвинительных решений судов – ни за рубежом, ни в России.

    Алистаров рассказывал, что заявил на предпринимателя в Интерпол и правоохранительные органы ОАЭ – якобы он помогает правоохранительным органам. Но это почему-то не привело к аресту предпринимателя – может быть, потому, что полиция ОАЭ не видит криминала в его деятельности?

    Ряд партнеров предпринимателя осуждены в России, сам он в розыске российских правоохранительных органов – но не осужден. Иностранные правоохранительные органы не имеют к нему претензий.

    Алистаров на протяжении длительного времени возбуждал ненависть к предпринимателю – рассказывая, что именно этот предприниматель (а не его партнеры) украл деньги вкладчиков. И представил дело так, что на него напали и его обворовали возмущенные вкладчики.

    Сам он в ходе нападения устроил внеплановый стрим, чтобы обеспечить себе алиби – вроде как он не знал, что во время стрима происходит нападение.

    Слежка на Кипре

    Осенью прошедшего года Алистаров вместе со своей боевой подругой Марией Фоломовой устроил слежку в отношении другого предпринимателя – с помощью квадрокоптеров, незаконного сбора информации о нем и его близких, в том числе несовершеннолетних детей. Алистаров утверждал, что предприниматель скрывается на Кипре – хотя он живет там со времен пандемии коронавируса.

    Переселение было связано с тяжелым течением коронавируса у жены предпринимателя, а также с международными проектами – инвестициями в разные отрасли экономики: строительство, торговлю и другие.

    Предприниматель переселился на Кипр за год до возбуждения уголовного дела следственными органами МВД, за полтора года до арестов. Он имеет паспорт Евросоюза и ни от кого не убегал, не скрывался и не скрывается.

    Предприниматель объявлялся в 2022 году в розыск в России – но следственными органами. Суд к нему претензий не выдвигал, уголовное дело сейчас рассматривается судом – и уже развалилось в суде. Интерпол и Евросоюз отказались акцептировать претензии российской полиции, сочтя их политически мотивированными и юридически необоснованными.

    Алистаров утверждает, что инвестиции в бизнес-проекты осуществляются за счет денег российских клиентов одной из австрийских инвестиционных компаний – однако предприниматель никогда не был ни собственником, ни бенефициаром, ни управляющим этой компании, созданной еще в начале 2000-х – задолго до начала его самостоятельной бизнес-карьеры.

    Одна из фирм предпринимателя осуществляла маркетинговую поддержку продуктов этой инвесткомпании в России по договору с ней. Инвесткомпания успешно работала с российскими клиентами восемь лет – и сейчас продолжает работать, восстановив систему платежей, обрушенную в начале 2022 года связанными с коррумпированными полицейскими преступниками в России. Никакой пирамидой она не является.

    Таким образом, Алистаров устраивает травлю, вмешательство в частную жизнь предпринимателя, ничем себя не запятнавшего, – по заказу российского криминалитета, взявшего в долю коррумпированных полицейских, который стремится отнять активы на 20 млрд рублей созданного предпринимателем крупного социального, народного проекта в России – продолжающего успешно функционировать без его руководства (прекратившегося с переездом на Кипр).

    Слежка в Нидерландах

    Алистаров публиковал данные о местоположении еще одной жертвы в Нидерландах – в городе Гронингене, – обнаруженной с помощью незаконной слежки. Алистаров незаконно подключался к городским телекамерам, заглядывал в окна частной квартиры – и публиковал информацию в YouTube.

    Нарушение конфиденциальности в Турции

    Алистаров обнаружил и обнародовал местоположение квартиры, в которой жили и работали несколько его жертв в Стамбуле.

    Незаконный розыск в Ленинградской области

    Алистаров, не имеющий лицензии частного детектива, незаконно нашел загородный дом предпринимательницы и установил за ней слежку – с незаконной публикацией информации в своих каналах. Параллельно предоставив данные о приобретенной ею в Дубае квартире.

    Шантаж в Казахстане

    Алистаров шантажировал предпринимателей из Казахстана – под прикрытием того, что «разоблачает национальных предателей» и «врагов родины».

    На деятельность Алистарова уже обратили внимание западные СМИ.

    #Андрей Алистаров

    2025年1月25日
  • Louisvot

    Price gouging laws are being ignored by landlords, says estate agent
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    Let's bring you a bit more about reports of price gouging by landlords in Los Angeles, which we reported on earlier.

    Speaking a little earlier on BBC's Sunday with Laura Kuenssberg programme, Jason Oppenheim, a real estate agent in Los Angeles, says some landlords are breaking the law by raising rents more than 10% high than pre-disaster prices.

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    "There are thousands of people who are displaced...the hotels are overwhelmed," he says.

    Oppenheim says he sent a client to a rental property which was listed for $13,000 (?11,000) a month. "(My client) offered $20,000 (?16,400) a month and he offered to pay six months upfront and the landlord said 'no, I want $23,000 (?19,000) a month'," he says.

    "There are price gouging laws in California, they are just being ignored right now...it's illegal to take advantage of a natural disaster."

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    2025年1月25日
  • Anthonyjar

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    2025年1月25日
  • Rodneydep

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    2025年1月25日
  • AntonioKaf

    Why expanding the College Football Playoff worked – and what still needs to be fixed
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    Now that it’s all over and the Ohio State Buckeyes are the college football national champions, it can be definitively said: expanding the College Football Playoff worked.

    The grand experiment to allow more teams to play for the national championship wasn’t perfect, but it ended up where it was supposed to: a worthy national champion with exciting, close games in the later rounds when the best teams faced one another. It gave us awesome scenes on campuses around the nation, created new legends and showed how a sport so steeped in tradition can evolve when faced with new demands from its fans and business partners.

    Here are four reasons why the new version of the College Football Playoff worked – and the areas that can still be fixed.

    The committee picked the right teams, even if some games were blowouts
    Before the games kicked off in December, much of the focus was put on the inclusion of Southern Methodist University (SMU) and Indiana University – two teams that won a bunch of games but didn’t have the brand recognition of schools like Alabama, South Carolina and Ole Miss.

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    The Hoosiers lost only once in the regular season – to eventual national champion Ohio State. The Mustangs had lost twice, once to Brigham Young University and again in the ACC championship game to Clemson.

    In the first year of the expanded, 12-team playoff, could the committee really leave out a major conference team with 11 wins and punish another one for playing for a conference championship while other teams sat at home? Warde Manuel, the University of Michigan athletic director who served as chair of the committee, said they could not.

    2025年1月25日
  • Benniedeasy

    An executive order designed to speed up the rebuilding of lost homes in LA has been put in place by California Governor Gavin Newsom.
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    The order suspends Ceqa review and the California Coastal Act, which work to minimise the environmental impact of proposed building projects, as well as suspending some permits in order to make rebuilding quicker and more affordable.

    There are also protections against price gouging on services related to the fires such as building materials and storage services.

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    2025年1月26日
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    2025年1月26日
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    2025年1月26日
  • Williamjoype

    Aerodrome Finance: Unlocking Potential for Growth
    The world of aerodrome finance is pivotal for ensuring the efficient operation, enhancement, and expansion of aerodrome facilities globally. With the increasing demand for air travel, understanding aerodrome financial processes is more important than ever.
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    2025年1月26日
  • Michaelclors

    Maximizing Profits with 1inch Exchange
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    2025年1月26日
  • PublicDarl

    Работа курьером в Купер: надёжный путь к стабильному доходу

    Купер — это компания, которая предоставляет работу курьером с удобным графиком, высоким доходом и возможностью профессионального роста. Мы сотрудничаем с лидерами рынка доставки, поэтому наши курьеры всегда обеспечены заказами и поддержкой.

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    2025年1月27日
  • RichardGussy

    Until hours before California Gov. Gavin Newsom greeted President Donald Trump with a bro-hug on the Los Angeles tarmac Friday, his advisers had spent the week monitoring new White House advance staffers’ social media accounts, hoping for clues for where Trump was going to talk about the wildfire damage.
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    Explore Liquidity Pools: Browse through available pools and decide where to allocate your assets for optimal returns.
    Stake and Earn: Once you've funded a pool, begin staking and watch your earnings grow as you benefit from trading fees and incentives.
    Community and Support
    Velodrome Finance boasts a vibrant community ready to assist users at any step. Whether you're a seasoned DeFi user or a newcomer, you can find guidance and support from community forums and dedicated customer service.

    Conclusion
    With its focus on maximizing crypto yield, Velodrome Finance is a compelling choice for anyone looking to delve deeper into the DeFi space. From efficient token swaps to robust security measures, it offers a complete ecosystem for those eager to optimize their returns. Visit the official site and start your journey towards enhanced financial growth.

    2025年1月31日
  • Frankshoub

    India's Tata Consultancy Services expects its retail and manufacturing
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    clients in North America to step up spending on tech, following a similar upturn in its banking and financial services segment, a top executive of the nation's No. 1 software-services exporter, said.
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    2025年1月31日
  • Charlessputs

    Optimize Your Crypto Trading with TraderJoeXyz
    In the dynamic world of cryptocurrency, having the right tools at your disposal can make all the difference. Enter TraderJoeXyz, a cutting-edge platform designed to maximize your trading potential. By leveraging TraderJoeXyz, traders gain access to a multitude of features that cater to both beginners and seasoned professionals. Let's explore how TraderJoeXyz can enhance your crypto trading journey.
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    Features of TraderJoeXyz
    The TraderJoeXyz platform is packed with robust features aimed at simplifying and optimizing cryptocurrency trading:

    Advanced Trading Interface: The user-friendly interface is equipped with powerful tools to execute trades efficiently.
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    Automated Trading Bots: Use AI-driven bots to enhance your trading strategy with automated buy and sell actions.
    Benefits of Using TraderJoeXyz
    Here are some of the benefits you can expect when using TraderJoeXyz:

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    TraderJoeXyz is more than just a platform; it's a community of crypto enthusiasts and experts. Joining this community provides access to shared knowledge, support, and collaboration opportunities. To become part of this thriving ecosystem, simply and start exploring the world of crypto trading today.

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    2025年1月31日
  • Jimmyhal

    Discover Stargate Finance: Your Gateway to DeFi
    In the rapidly evolving world of decentralized finance (DeFi), Stargate Finance stands out as a reliable platform for decentralized transactions and yield optimization. Let’s explore how Stargate Finance can enhance your financial strategies.
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    Why Choose Stargate Finance?
    Stargate Finance offers a comprehensive suite of tools designed to facilitate seamless and secure transactions. Here's why you should consider integrating Stargate Finance into your DeFi experience:

    Seamless Cross-Chain Transactions: Facilitate instant and smooth transactions across multiple blockchain networks without the hassle of traditional exchanges.
    High-Performance Liquidity Pools: Access a wide range of liquidity pools to optimize your yield farming strategies and maximize returns.
    Secure Protocols: Enjoy peace of mind with top-tier security measures designed to protect your assets and data.
    Features that Enhance Your DeFi Experience
    Stargate Finance uniquely positions itself by offering features that cater to both novice and veteran DeFi users:

    Intuitive User Interface: Navigate effortlessly through the platform with a user-friendly interface that simplifies complex DeFi operations.
    24/7 Customer Support: Get assistance anytime with a dedicated support team available to resolve queries and help optimize your DeFi strategies.
    Comprehensive Analytics: Leverage data-driven insights to make informed decisions, tailor your yield farming, and monitor performance.
    Getting Started with Stargate Finance
    Ready to dive into the world of DeFi with Stargate Finance? Here's a quick guide to get you started:

    Visit the and create your account.
    Connect your crypto wallet to begin accessing the features.
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    With these resources, you can securely and efficiently manage your decentralized financial strategies.

    Conclusion
    Stargate Finance empowers you to confidently participate in the DeFi landscape, offering secure, efficient, and user-friendly solutions for the modern investor. Discover what it means to have a true gateway to financial freedom and innovation with Stargate Finance.

    For more information and to get started today, .

    Understanding Stargate Finance Token
    The Stargate Finance Token is an integral part of the blockchain ecosystem, especially for those involved in decentralized finance (DeFi). As a bridge to seamless blockchain transactions, it plays a crucial role in enhancing interoperability across different networks.

    Key Features of Stargate Finance Token
    Stargate Finance Token stands out in the DeFi space for several reasons. Here are its key features:

    Interoperability: Facilitates cross-blockchain transactions with ease.
    Scalability: Designed to handle a large volume of transactions.
    Security: Incorporates advanced security protocols for secure transfers.
    Liquidity Pools: Offers attractive opportunities for liquidity providers.
    Benefits of Using Stargate Finance Token
    Using the Stargate Finance Token provides several benefits to investors and users:

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    How to Get Started with Stargate Finance Token
    Getting started with Stargate Finance Token is straightforward:

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    2025年1月31日
  • Louisvot

    Price gouging laws are being ignored by landlords, says estate agent
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    Jason Oppenheim shot from shoulders up, smiling and looking to right
    Image source,Getty Images
    Let's bring you a bit more about reports of price gouging by landlords in Los Angeles, which we reported on earlier.

    Speaking a little earlier on BBC's Sunday with Laura Kuenssberg programme, Jason Oppenheim, a real estate agent in Los Angeles, says some landlords are breaking the law by raising rents more than 10% high than pre-disaster prices.

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    "There are thousands of people who are displaced...the hotels are overwhelmed," he says.

    Oppenheim says he sent a client to a rental property which was listed for $13,000 (?11,000) a month. "(My client) offered $20,000 (?16,400) a month and he offered to pay six months upfront and the landlord said 'no, I want $23,000 (?19,000) a month'," he says.

    "There are price gouging laws in California, they are just being ignored right now...it's illegal to take advantage of a natural disaster."

    Share

    2025年1月31日
  • FrankViast

    Welcome to PancakeSwap: A Beginner's Guide
    PancakeSwap is a decentralized exchange platform on the Binance Smart Chain, designed for swapping BEP-20 tokens. With its vibrant ecosystem, ease of use, and low transaction fees, it's become a popular choice among crypto enthusiasts.
    <a href=https://www-pancake.com>Pancakeswap</a>
    What is PancakeSwap?
    PancakeSwap is an automated market maker (AMM) that allows users to trade directly from their crypto wallets. There's no order book involved; instead, trades are made against a liquidity pool. Here's how you can get started:

    How to Use PancakeSwap?
    Set Up Your Wallet
    First, you need a crypto wallet like MetaMask or Trust Wallet. Ensure your wallet supports BEP-20 tokens.
    Connect to Binance Smart Chain
    Configure your wallet to connect to the Binance Smart Chain network. Detailed guides are available in your wallet settings.
    Purchase BNB
    You'll need BNB (Binance Coin) to cover transaction fees. Buy BNB from a reputable exchange and transfer it to your wallet.
    Access PancakeSwap
    Visit the official PancakeSwap website and connect your wallet by clicking on the 'Connect Wallet' button.
    Start Trading
    Once connected, you can begin swapping BEP-20 tokens. Choose the tokens you wish to trade and confirm your transactions.
    Benefits of PancakeSwap
    Lower Fees: Operating on Binance Smart Chain, the fees are more affordable than Ethereum-based exchanges.
    Fast Transactions: Experience quick transaction speeds due to the efficiency of BSC.
    Yield Farming: Earn rewards by providing liquidity or participating in various farming pools.
    Conclusion
    PancakeSwap offers a user-friendly approach to trading cryptocurrencies, engaging users with its gamified elements like lotteries and collectibles. Whether you're a beginner or an experienced trader, PancakeSwap provides an efficient and exciting way to dive into the world of decentralized finance. Always ensure to perform your due diligence before engaging in trading activities.

    For more detailed guides and support, visit the .

    2025年2月1日
  • Williamnom

    They’ve sailed across Southeast Asia for centuries. Now, these sea nomads are being forced to live on land
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    Bilkuin Jimi Salih doesn’t remember how old he was when he learned to dive, only, that all the men in his family can do it.

    It might have been his grandfather who taught him, or his father, or even an uncle or cousin. He recalls swimming dozens of feet underwater among the reefs, collecting spider conches, abalone and sea cucumbers to sell at the local fish market.

    “One of our specialties is that, because we live on the sea and we’re always in the sea, we can dive in the water for a long time,” says Salih, via a translator. “We learn by observing, and from there, we develop our own technique.”

    To most people, Salih’s free diving skills are highly unusual; but not to his community. Salih is Bajau Laut, an indigenous seafaring group in Southeast Asia that has lived a semi-nomadic lifestyle on the ocean for centuries. Living on boats and fishing for income and sustenance, the Bajau Laut aren’t just reliant on the sea: they’re biologically adapted to it, with larger spleens that give them the ability to hold their breath for far longer than the average person.

    “We’re very comfortable in the water,” says Salih. The 20-year-old was born on board a lepa, a type of houseboat, on the shore of Omadal Island, off the coast of Semporna in Malaysian Borneo.

    2025年2月2日