6月11日，中国人民银行数字货币研究所（以下简称数研所）所长穆长春在陆家嘴(14.120, -0.54, -3.68%)论坛上介绍了数字化转型过程中钱袋子的转型——数字人民币钱包。
穆长春表示，数字人民币钱包是数字人民币的载体。在中心化管理、统一认知和实现防伪的前提下，我们和各运营机构采用共建、共享方式开发钱包生态平台，对钱包进行管理并对数字人民币进行验真，并实现各自视觉体系和特色功能。通过建设数字人民币钱包生态，实现数字人民币线上线下(69.330, 0.49, 0.71%)全场景应用，满足用户多主体、多层次、多类别、多形态的差异化需求，确保数字人民币钱包具有普惠性，避免因技术素养或依赖通信网络等带来的使用障碍。
根据不同的维度划分，数字人民币钱包有以下几种类型：
1． 按照客户身份识别强度分为不同等级的钱包。运营机构对客户进行身份识别，并根据客户身份识别强度对数字人民币钱包进行分层管理，根据实名强弱程度赋予各类钱包不同的每笔及每日交易限额和余额限额。最低权限的四类数字人民币钱包属于匿名钱包，余额限额1万元、单笔支付限额2000元、日累计支付限额5000元。仅用本人手机号码就可以开通，体现了数字人民币可控匿名的设计原则。如果你要支付超过2000块钱买件东西，可以升级钱包，上传本人有效身份证件信息及绑定银行账户信息，比如说，升级到二类钱包后，你的钱包余额上限就会变为50万元，单笔支付限额升至5万元、日累计支付限额10万元。
2．按照开立主体分为个人钱包和对公钱包。自然人和个体工商户可以开立个人钱包，按照相应客户身份识别强度采用分类交易和余额限额管理；其他法人和非法人机构可开立对公钱包，并按照临柜开立还是远程开立确定交易和余额限额，钱包功能可依据用户需求定制。
3．按照载体分为软钱包和硬钱包。软钱包有移动支付APP和以软件开发工具包（SDK）提供的服务；硬钱包有IC卡、可穿戴设备、物联网设备等。比如我们面向老年人推出加载健康码功能的硬钱包产品，提供安全便捷支付功能的同时，还可以便利老年人疫情防控下的日常出行。
4．按照权限归属分为母钱包和子钱包。钱包持有主体可将主要的钱包设为母钱包，并可在母钱包下开设若干子钱包，个人可以通过子钱包实现支付场景的限额支付、条件支付和个人隐私保护等功能，比如说你想藏个私房钱什么的，也可以进行亲属赠予功能的管理；企业和机构可以通过子钱包来实现资金归集和分发、会计处理、财务管理等功能。
穆长春表示，以上维度的钱包不同的组合，就形成了数字人民币的钱包矩阵体系，在此基础上，我们与指定运营机构共同开发基本支付功能组件，利用智能合约实现时间条件、场景条件、角色条件触发的条件支付功能，比如说，对于单用途预付卡的资金管理功能，避免出现卷款跑路等风险。指定运营机构、其他授权机构可以进一步开发复杂的支付/金融产品，构建钱包生态平台，以满足多场景需求并实现特色功能。
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Secretary of State Marco Rubio appeared to escalate the Trump administration’s confrontation with Panama on Sunday, telling its leader that President Trump had determined that Chinese “influence and control” over the Panama Canal threatens the waterway and demanding “immediate changes,” according to the State Department.
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Panama’s president, Jose Raul Mulino, provided a different account of the discussion, saying after the meeting that he did not believe Mr. Rubio had conveyed a threat that Mr. Trump might move to reclaim the American-built shipping route. He said he saw little risk of such an intervention.
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But President Trump, speaking to reporters at Joint Base Andrews in Maryland about the canal on Sunday, said that “we’re going to take it back, or something very powerful is going to happen.”
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The State Department’s summary of the meeting in Panama City, Mr. Rubio’s first with a foreign leader since becoming secretary of state, struck a tone that was sometimes aggressive. It said Mr. Rubio had told his host that Mr. Trump had made a “preliminary determination” that China’s government exercised control over the canal.
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24-часовая доставка спиртного в Москве: комфорт либо проблема?
Как это функционирует?
24-часовая доставка алкоголя в Москве осуществляется через многообразные сервисы:
Онлайн-платформы: Специализированные веб-сайты и программы, что предлагают широкий выбор алкогольных продуктов с поставкой в дом. Заведения общепита и бары: Некоторые заведения, имеющие разрешение для продажу алкоголя, предоставляют поставку их товаров в вечернее время суток. Доставщики службы: Компании, что сотрудничают с лицензированными реализаторами спиртного и проводят поставку по запросу. Плюсы:
Комфорт: Возможность заказать любимый напиток, не покидая из дома, в любое время дня. <a href="https://t.me/s/dostavka_moskva_alkogolya_24"> доставка алкоголя в москве </a> - Сбережение часа: Не требуется терять время на визит в магазин, особо в позднее время. Большой выбор: Обширный выбор спиртных напитков, включая редкие и особенные позиции. Шанс для вечеринок и событий: Оперативная доставка позволяет оперативно добавить запасы алкоголя, когда это необходимо. Минусы и противоречия:
Законность: В РФ не разрешена реализация алкоголя в ночное время (с 23:00 до 8:00). Службы поставки, что предлагают круглосуточную поставку, часто используют всевозможные способы, которые могут быть противозаконными. Употребление алкоголя: Простой получение к алкоголю в всякое время способен помогать росту употребления, что может повлечь негативные последствия для здоровья. Контроль за реализацией не достигшим совершеннолетия: Существует опасность, что курьеры могут не проверять лета покупателей, что способен вызвать к реализации алкоголя несовершеннолетним.
From fiery festivals to nature's most dazzling "sky-dance", interest in the night skies is booming, with "noctourism" poised to be a major travel trend in 2025.
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Interest in the night skies is booming. Booking.com recently named "noctourism" as a top travel trend for 2025, with their survey of more than 27,000 travellers finding that around two-thirds have considered going to "darker sky destinations" to experience things like starbathing (lying down and looking at the night skies) and witnessing once-in-a-lifetime cosmic events.
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"The cool thing about night adventures is you see so many different sides to a destination, by just staying up late or rising early," says Stephanie Vermillon, author of the new book 100 Nights Of A Lifetime: The World's Ultimate Adventures After Dark. "Our senses are heightened, and there are things you see at night that you don't see any other time, so everything feels exciting and new."
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It was a 2010 trip to Morocco that sparked Vermillon's interest in all things nocturnal. "I grew up in Dayton, Ohio, which has terrible light pollution," she tells the BBC. "Then I went to the Sahara Desert and camped under the stars – I saw the Milky Way and two dozen shooting stars that night. I went home, took an astronomy class and later started hunting Northern Lights, which got me curious about what else happens around the world after dark."
Vermillon believes that major events such as the April 2024 total solar eclipse or the 2024-2025 peak in aurora activity has led to a "bump" in the number of people wanting to experience dark skies. There are also now more than 200 Dark Sky Reserves across the globe. "The great thing about the night sky is the perspective it gives you – it's humbling and grounding," she says. "You can experience pure awe."
Starry skies and aurora borealis might be the headline acts, but there's plenty more to do after dark in cities or out in nature. "You see a city so differently at night," Vermillon says. "I think of it as a city letting its hair down – it's more relaxed. I've also done night safaris, where it's more about listening than just seeing, and I've seen water sparkling with bioluminescence, which looks like magic. Everything at night has a little extra sparkle."
Here are five of Vermillon's favourite after-dark experiences, from fiery cultural festivals to nature's greatest sky dance.
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From fiery festivals to nature's most dazzling "sky-dance", interest in the night skies is booming, with "noctourism" poised to be a major travel trend in 2025.
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Interest in the night skies is booming. Booking.com recently named "noctourism" as a top travel trend for 2025, with their survey of more than 27,000 travellers finding that around two-thirds have considered going to "darker sky destinations" to experience things like starbathing (lying down and looking at the night skies) and witnessing once-in-a-lifetime cosmic events.
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"The cool thing about night adventures is you see so many different sides to a destination, by just staying up late or rising early," says Stephanie Vermillon, author of the new book 100 Nights Of A Lifetime: The World's Ultimate Adventures After Dark. "Our senses are heightened, and there are things you see at night that you don't see any other time, so everything feels exciting and new."
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It was a 2010 trip to Morocco that sparked Vermillon's interest in all things nocturnal. "I grew up in Dayton, Ohio, which has terrible light pollution," she tells the BBC. "Then I went to the Sahara Desert and camped under the stars – I saw the Milky Way and two dozen shooting stars that night. I went home, took an astronomy class and later started hunting Northern Lights, which got me curious about what else happens around the world after dark."
Vermillon believes that major events such as the April 2024 total solar eclipse or the 2024-2025 peak in aurora activity has led to a "bump" in the number of people wanting to experience dark skies. There are also now more than 200 Dark Sky Reserves across the globe. "The great thing about the night sky is the perspective it gives you – it's humbling and grounding," she says. "You can experience pure awe."
Starry skies and aurora borealis might be the headline acts, but there's plenty more to do after dark in cities or out in nature. "You see a city so differently at night," Vermillon says. "I think of it as a city letting its hair down – it's more relaxed. I've also done night safaris, where it's more about listening than just seeing, and I've seen water sparkling with bioluminescence, which looks like magic. Everything at night has a little extra sparkle."
Here are five of Vermillon's favourite after-dark experiences, from fiery cultural festivals to nature's greatest sky dance.
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These apes can tell when humans don’t know something, study finds
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Some great apes realize when a human partner doesn’t know something and are capable of communicating information to them to change their behavior, a new study shows.
Researchers from Johns Hopkins University studying bonobos found that they would point to where treats were hidden if they could see their human partner didn’t know where they were, according to a statement from the university, published Monday.
Working with three male bonobos, study co-author Luke Townrow, a Johns Hopkins PhD student, would sit across a table from one of the animals as another person placed a treat under one of three cups.
In some cases, Townrow would be allowed to see which cup the treat was under, and the bonobo would wait for him to pass it the food.
At other times, he would not be able to see where the treat was, and the bonobo would point to the right cup to help him find the food.
The “seemingly simple experiment that demonstrated for the first time that apes will communicate unknown information in the name of teamwork,” the statement reads.
And study co-author Chris Krupenye, a Johns Hopkins assistant professor of psychological and brain sciences, told CNN that the study “is one of the clearest pieces of evidence that a non-human primate understands when someone else is ignorant.”
This ability to intuit gaps in others’ knowledge is known as theory of mind.
“As humans we have theory of mind, the ability to think about others’ perspectives,” Krupenye told CNN on Tuesday.
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Thieves blow up museum door and steal ancient artifacts, including 2,500-year-old gold helmet
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Thieves have stolen four ancient artifacts, including an approximately 2,500-year-old gold helmet, after using explosives to break into a museum in the Netherlands.
The daring heist took place at Drents Museum in Assen during the early hours of Saturday morning, according to Dutch police, who said they received a report of an explosion at 3:45 a.m. local time.
CCTV footage released by police shows the suspects opening an exterior door before a blast sends sparks and smoke into the air. The thieves made off with three gold bracelets, dating from around 50 BC, as well as the 5th-century BC Helmet of Cotofenesti, a historically important artifact on loan from the National History Museum of Romania in Bucharest.
The items were part of an exhibition about the Dacians, an ancient society that occupied much of present-day Romania before being conquered by the Romans. On show since July, “Dacia: Empire of Gold and Silver” featured treasures borrowed from institutions across Romania.
In a press release on its website, Drents Museum described the Helmet of Cotofenesti — which was discovered in a Romanian village almost a century ago — as a “masterpiece.” Its design features mythological scenes and a pair of eyes, located above the wearers’, that were thought to deter enemies during battle while protecting against the “evil eye.”
The exhibition was set to conclude Sunday, though Drents Museum remained closed through the weekend due to the robbery. Its premises were damaged by the explosion, though no injuries were reported, the museum said.
Dutch police announced that they are working with global police agency Interpol and had, as of Sunday, received more than 50 tip-offs. Investigators are currently looking for information about a gray car that was stolen from the nearby city of Alkmaar earlier in the week and was discovered around four miles from the crime scene, on fire, shortly after the overnight heist.
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Tbilisi, Georgia — Jailed journalist Mzia Amaghlobeli gets weaker every day as her hunger strike has reached three weeks in Rustavi, a town near the Georgian capital of Tbilisi, her lawyer says. Now the 49-year-old is having difficulty walking the short distance from her cell to the room where they usually meet, and human rights officials, colleagues and family fear for her life.
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Amaghlobeli was arrested Jan. 12 during an anti-government protest in the coastal city of Batumi, one of over 40 people in custody on criminal charges from a series of demonstrations that have hit the South Caucasus nation of 3.7 million in recent months.
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The political turmoil follows a parliamentary election that was won by the ruling Georgian Dream party, although its opponents allege the vote was rigged.
Protests highlight battle over Georgia's future. Here's why it matters.
Its outcome pushed Georgia further into Russia's orbit of influence. Georgia aspired to join the European Union, but the party suspended accession talks with the bloc after the election.
As it sought to cement its grip on power, Georgian Dream has cracked down on freedom of assembly and expression in what the opposition says is similar to President Vladimir Putin's actions in neighboring Russia, its former imperial ruler.
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Members of the M23 armed club hike alongside residents through a passage of the Keshero neighborhood in Goma, on Monday. AFP/Getty Images
CNN
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A revolutionary federation claimed the collar of the biggest conurbation in the Democratic Republic of Congo’s mineral-rich eastern область this week, pushing ruin against intransigence from authority troops backed around regional and UN intervention forces.
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It is also a sudden increase of the combination’s foothold across swathes of eastern DR Congo – where rare minerals momentous to the output of phones and computers are mined – and is appropriate to worsen a long-running humanitarian emergency in the region.
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“AFC-M23 controls Goma,” Prizewinner Tesongo, an AFC spokesperson, told CNN Monday, adding that “Goma fell supervised pressurize” after the club’s earlier confiscation of the nearby towns of Minova and Sake.
The Congolese superintendence has yet to authorize the rebels’ takeover but acknowledges their presence in the burgh, capital of the eastern North Kivu province. It announced Sunday it had organize wise ties with neighboring Rwanda, which it accuses of equipping the catalogue with both weapons and troops, and recalled its prudent staff from the nation. A Rwandan oversight spokesperson did not withhold or back up the country’s advocate payment M23 when asked by CNN.
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